Re registering car after write off
Discussion
Hi All,
My Daughters Corsa C is going to be written off after the headlamp was broken and the front bumper was scratched by another car. They admitted liability and are claiming off their insurance.
My Daughter has had this fabulous little Corsa C for 10 years and the insurance co say that we can purchase the car for salvage for £75 which im inclined to do. I'm guessing that the car will receive a Cat S? write off?
What's the procedure for getting it back on the road after i replace the headlamp (£20 off Ebay) :-)
My Daughters Corsa C is going to be written off after the headlamp was broken and the front bumper was scratched by another car. They admitted liability and are claiming off their insurance.
My Daughter has had this fabulous little Corsa C for 10 years and the insurance co say that we can purchase the car for salvage for £75 which im inclined to do. I'm guessing that the car will receive a Cat S? write off?
What's the procedure for getting it back on the road after i replace the headlamp (£20 off Ebay) :-)
InitialDave said:
I had a car written off a couple of years ago on a similar basis, damage too expensive to repair but in no way a problem functionally.
They just paid me out less the buyback charge, and I kept the V5C, didn't need to do anything.
Oh, ok. It needs a new MOT so just renew the MOT, crack on and insure as normal? (disclosing that the car is CAT S or whatever?)They just paid me out less the buyback charge, and I kept the V5C, didn't need to do anything.
Candellara said:
Oh, ok. It needs a new MOT so just renew the MOT, crack on and insure as normal? (disclosing that the car is CAT S or whatever?)
I sold it before any of that stuff needed renewing, but I'd have just put it all through as normal unless something got flagged up as needing to be done before I could.Car's still around somewhere, so it's clearly not caused a major issue for the subsequent owners.
Candellara said:
Hi All,
My Daughters Corsa C is going to be written off after the headlamp was broken and the front bumper was scratched by another car. They admitted liability and are claiming off their insurance.
My Daughter has had this fabulous little Corsa C for 10 years and the insurance co say that we can purchase the car for salvage for £75 which im inclined to do. I'm guessing that the car will receive a Cat S? write off?
What's the procedure for getting it back on the road after i replace the headlamp (£20 off Ebay) :-)
If it is given a CAT S it needs to be re registered with the DVLA if it is a CAT N then it does notMy Daughters Corsa C is going to be written off after the headlamp was broken and the front bumper was scratched by another car. They admitted liability and are claiming off their insurance.
My Daughter has had this fabulous little Corsa C for 10 years and the insurance co say that we can purchase the car for salvage for £75 which im inclined to do. I'm guessing that the car will receive a Cat S? write off?
What's the procedure for getting it back on the road after i replace the headlamp (£20 off Ebay) :-)
From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
martinbiz said:
If it is given a CAT S it needs to be re registered with the DVLA if it is a CAT N then it does not
From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
Thanks,. Ive no basis for thinking it was a CAT S as opposed to an N. Having just read up on this the damage was superficial scratches to the front bumper and a cracked headlamp lense so i would think its a Cat N The insurance co valued the car at £1000 and asked for £75 salvage. I'm guessing she'll need to declare that the car is now a Cat N car to her insurer?From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
martinbiz said:
If it is given a CAT S it needs to be re registered with the DVLA if it is a CAT N then it does not
From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
No, it doesn’t - it doesn’t become de-registered just because it’s Cat S. From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
Fix it, use it.
pincher said:
Why on Earth doesn’t the other party just pay for a new headlight? Surely that has to be cheaper for them than going through insurance?
It had to go through the insurance as it was a company car that was being driven and the driver didn't want to pay for any damage. Costs to insurance company are really quite high.New Bumper would be £300 + fitting + painting. Brand new headlamp is £300 + fitting. She's had a hire car for two weeks now courtesy of their insurance company. Car valued at £1000 less the £75 salvage and she gets to keep the rental car for another 7 days whilst she sorts repairs or buys a new car.
I'll pop a replacement £20 headlamp in and just live with the scratched front bumper (its a 2005 Corsa). Job done
Toaster Pilot said:
martinbiz said:
If it is given a CAT S it needs to be re registered with the DVLA if it is a CAT N then it does not
From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
No, it doesn’t - it doesn’t become de-registered just because it’s Cat S. From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
Fix it, use it.
"A Cat S car is one which has sustained structural damage during a crash – think items such as chassis and suspension. While the car can safely be repaired and put back on the road, Cat S cars must be re-registered with the DVLA."
"Cat N classification encompasses all non-structural damage, such as lights, infotainment and heated seats. As with Cat S cars, Cat N vehicles can be put back on the road, however, unlike Cat S cars, there is no need to re-register it with the DVLA"
martinbiz said:
Toaster Pilot said:
martinbiz said:
If it is given a CAT S it needs to be re registered with the DVLA if it is a CAT N then it does not
From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
No, it doesn’t - it doesn’t become de-registered just because it’s Cat S. From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
Fix it, use it.
"A Cat S car is one which has sustained structural damage during a crash – think items such as chassis and suspension. While the car can safely be repaired and put back on the road, Cat S cars must be re-registered with the DVLA."
"Cat N classification encompasses all non-structural damage, such as lights, infotainment and heated seats. As with Cat S cars, Cat N vehicles can be put back on the road, however, unlike Cat S cars, there is no need to re-register it with the DVLA"
martinbiz said:
You may want to check that
"A Cat S car is one which has sustained structural damage during a crash – think items such as chassis and suspension. While the car can safely be repaired and put back on the road, Cat S cars must be re-registered with the DVLA."
"Cat N classification encompasses all non-structural damage, such as lights, infotainment and heated seats. As with Cat S cars, Cat N vehicles can be put back on the road, however, unlike Cat S cars, there is no need to re-register it with the DVLA"
Toaster Pilot is correct. The DVLA website has the following:"A Cat S car is one which has sustained structural damage during a crash – think items such as chassis and suspension. While the car can safely be repaired and put back on the road, Cat S cars must be re-registered with the DVLA."
"Cat N classification encompasses all non-structural damage, such as lights, infotainment and heated seats. As with Cat S cars, Cat N vehicles can be put back on the road, however, unlike Cat S cars, there is no need to re-register it with the DVLA"
DVLA said:
Write-off categories
What you do next depends on which category your vehicle is in.
Category Repairing the vehicle Using the vehicle
A Cannot be repaired Entire vehicle has to be crushed
B Cannot be repaired Body shell has to be crushed, but you can salvage other parts from it
C Can be repaired, but it would cost more than the vehicle’s worth You can use the vehicle again if it’s repaired to a roadworthy condition
D Can be repaired and would cost less than the vehicle’s worth, but other costs (such as transporting your vehicle) take it over the vehicle’s value You can use the vehicle again if it’s repaired to a roadworthy condition
N Can be repaired following non-structural damage You can use the vehicle again if it’s repaired to a roadworthy condition
S Can be repaired following structural damage You can use the vehicle again if it’s repaired to a roadworthy condition
Nowhere does it say anything about re-registration. It only says it has to be repaired to a roadworthy condition.What you do next depends on which category your vehicle is in.
Category Repairing the vehicle Using the vehicle
A Cannot be repaired Entire vehicle has to be crushed
B Cannot be repaired Body shell has to be crushed, but you can salvage other parts from it
C Can be repaired, but it would cost more than the vehicle’s worth You can use the vehicle again if it’s repaired to a roadworthy condition
D Can be repaired and would cost less than the vehicle’s worth, but other costs (such as transporting your vehicle) take it over the vehicle’s value You can use the vehicle again if it’s repaired to a roadworthy condition
N Can be repaired following non-structural damage You can use the vehicle again if it’s repaired to a roadworthy condition
S Can be repaired following structural damage You can use the vehicle again if it’s repaired to a roadworthy condition
Toaster Pilot said:
martinbiz said:
Toaster Pilot said:
martinbiz said:
If it is given a CAT S it needs to be re registered with the DVLA if it is a CAT N then it does not
From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
No, it doesn’t - it doesn’t become de-registered just because it’s Cat S. From your description of the damage why do you think it will be CAT S? Sounds More like CAT N to me which is much less of an issue
Fix it, use it.
"A Cat S car is one which has sustained structural damage during a crash – think items such as chassis and suspension. While the car can safely be repaired and put back on the road, Cat S cars must be re-registered with the DVLA."
"Cat N classification encompasses all non-structural damage, such as lights, infotainment and heated seats. As with Cat S cars, Cat N vehicles can be put back on the road, however, unlike Cat S cars, there is no need to re-register it with the DVLA"
https://www.google.com/amp/s/www.autoexpress.co.uk...
It needs a new V5 with the category marker on it but thats all. Unless that's what they mean by "re registered" - Although I interpret that phrase as meaning a new reg number needs to be allocated (Which is simply not true)
I was unsure about my recently Non-Fault Cat N but my insurer has paid out, I've repaired it, ran it on what's left of existing policy and the insurer has offered me a renewal quote for next year. I emailed them to confirm that they acknowledge that car was Cat N by them 2 months ago and they replied stating that the claim has been closed and reflected on new renewal quote. Only thing I did notice was that car value has changed in the policy schedule from £1595 to £595, renewal quote is only £5 more than last year.
I was under the impression that I still had to notify DVLA that car has become a Cat N but when I tried to do it on the gov website, "Tell DVLA your vehicle has been written off" but when I try this, it asks for the Trader / Insurer details who I've sold the car to so I assume this service has been setup for when your car's been Cat S and you've given the V5 to insurer to get paid out.
From what I can work out, you need to reapply for a replacement V5 for Cat S but with Cat N you keep the V5, the insurer pays out, minus the buy back value, then repair it yourself..
I was under the impression that I still had to notify DVLA that car has become a Cat N but when I tried to do it on the gov website, "Tell DVLA your vehicle has been written off" but when I try this, it asks for the Trader / Insurer details who I've sold the car to so I assume this service has been setup for when your car's been Cat S and you've given the V5 to insurer to get paid out.
From what I can work out, you need to reapply for a replacement V5 for Cat S but with Cat N you keep the V5, the insurer pays out, minus the buy back value, then repair it yourself..
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