2022 Predictions and Plans?
Discussion
No personal idea (guess) on how the markets will perform, but was interested in Fundstrats Tom Lee’s prediction that the S&P will fly over the next decade. Hard to believe.. but I’ll continue to drip/invest into it like I do currently - cumulative it has done near +10% p/a. I’ll also possibly buy some long-term hold stocks - something along the lines of VISA, PayPal etc - thinking £5-£10k per stock and hold for at least a decade - makes it all a bit more interesting! 100% equities going forward. Avoid UK as much as possible. Look for either companies that are ‘cash cows’ or are dominant in up and coming tech / services etc. Try (hope!) to retain some cash for the unexpected.
eta - what are your predictions / plans BS?
eta - what are your predictions / plans BS?
Edited by Phooey on Saturday 1st January 19:41
I'm a village idiot in terms of understanding it all but with cost of living and inflation in the news so much along with all the central bank money that's been sloshing around my plan is to do what I do now and be pretty conservative and stick to the likes of Fundsmith and the Troy Trojan/Ruffer type funds mentioned on the other 2022 thread that I didn't spot.
Good established businesses with established cashflows rather than Internet connected exercise bikes or whatever.
By my calculations I made something like 10-12% the past year (not exactly sure with money going in across the year) doing the above which I actually think is a cracking return.
Reading the 2021 thread people have had some fantastic results but I'm either not rich enough or not brave enough to take on the levels of risk needed.
Good established businesses with established cashflows rather than Internet connected exercise bikes or whatever.
By my calculations I made something like 10-12% the past year (not exactly sure with money going in across the year) doing the above which I actually think is a cracking return.
Reading the 2021 thread people have had some fantastic results but I'm either not rich enough or not brave enough to take on the levels of risk needed.
I still think TINA with regards to the equity markets out of the publicly traded alternatives. Cash and bonds a non-starter, crypto is the Wild West, but if BTC falls back to the 20s I might be tempted to take a bit of a punt, as it seems to be cyclical and I don't think any form of EMH holds.
I was a bit distracted by shiny shiny fund offerings from my employer in 2021 and feel like my long term plan of low cost global trackers with a supporting cast of well chosen actively managed funds has tilted too far towards actively managed. To rebalance I'll be putting this year's unallocated funds into VEA and VT. I say unallocated, as I made a couple of PE fund commitments last year that if they call at a linear rate will take up c. 40% of my planned investments this year.
I was a bit distracted by shiny shiny fund offerings from my employer in 2021 and feel like my long term plan of low cost global trackers with a supporting cast of well chosen actively managed funds has tilted too far towards actively managed. To rebalance I'll be putting this year's unallocated funds into VEA and VT. I say unallocated, as I made a couple of PE fund commitments last year that if they call at a linear rate will take up c. 40% of my planned investments this year.
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