Mortgage Brokers

[Tom8]

Happy New Year all.

We are due to remortgage the back end of this year. I have been looking at deals on line, comparison sites etc. My question is, is it worth using a mortgage broker/advisor like Charcoal? Many deals online look pretty reasonable so is it worth paying a fee and if you do what do you get in return?

Thanks in advance.

[SK555]

Do you mean Charcol?

When I was looking my broker beat the offers I was getting from the high street banks - including Barclays' Premier offering.

I would definitely recommend shopping around (I spoke to 3 in total and went with the one that gave us the best offer). I found out the best brokers dont tend to advertise check out a few recommendations from f&f's.

[cossy400]

Sarnie on here come highly recommended

[wheelerc]

I used a local broker. They beat the prices we were getting on our own and enabled us to get a larger loan. They didn't charge a fee (they got their fee from the lender). Would recommended.

[Killer2005]

Sarnie is your man and resident PH broker.

[Tom8]

Thanks all, seems there is value in it then, may well give it a go!

[dalenorth]

I’d drop Sarnie a PM, he’s very highly regarded on here

[BobToc]

Has anyone mentioned Sarnie yet? You should go speak to him.

[panholio]

If you’re anywhere near West Yorkshire (not that location really matters these days, but if you want local) my wife is a mortgage broker. Be happy to give you some info.