Car insurance for Ukrainian refugee
Car insurance for Ukrainian refugee
Author
Discussion

montecristo

Original Poster:

1,081 posts

208 months

Tuesday 5th April 2022
quotequote all
Does anyone have experience/knowledge of getting a Ukrainian refugee insured on a car here?

I can get them their own car but I don't know how insurance works with 'foreigners' generally, and whether allowances are being made for Ukrainians. Thank you.

bencollins4

1,242 posts

237 months

Tuesday 5th April 2022
quotequote all
This did come up fairly recently so worth a search. Ultimately it’s not going to be cheap!

Hol

9,316 posts

231 months

Tuesday 5th April 2022
quotequote all
I would think it’s a bit too soon for the insurance company actuaries to have identified a trend and all of them have stated a scheme that specific.
Hence you will only get best guesses and non-insurance related comments on here.

You could use one of the well known portals that allow for those variables (like co*******d.com) or ring a specialist broker and see if they will quote your exact scenario.

Decky_Q

2,109 posts

208 months

Wednesday 6th April 2022
quotequote all
My wife is Polish and passed her test in Poland. I have normally just added her to my policy and taken out policies in her name with little issue. It did seem to cost a little more but nothing crazy, all the normal comparison sites quoted without issue, as did direct line etc. Just select full EU in the licence box rather than full UK.

The only issue we had was NCB. in Poland you insure the car not the driver so all insurance documents had the car reg but not her name. To avoid any hassle I just declared she had no NCB. Mainly this was because we have a friend who wouldn't accept 0 NCB and pushed that he had 5 years NCB, He ended up with 2 cancelled policies when they saw his paperwork.

Olivergt

2,286 posts

112 months

Wednesday 6th April 2022
quotequote all
Decky_Q said:
My wife is Polish and passed her test in Poland. I have normally just added her to my policy and taken out policies in her name with little issue. It did seem to cost a little more but nothing crazy, all the normal comparison sites quoted without issue, as did direct line etc. Just select full EU in the licence box rather than full UK.

The only issue we had was NCB. in Poland you insure the car not the driver so all insurance documents had the car reg but not her name. To avoid any hassle I just declared she had no NCB. Mainly this was because we have a friend who wouldn't accept 0 NCB and pushed that he had 5 years NCB, He ended up with 2 cancelled policies when they saw his paperwork.
One issue with this is that the Ukraine is not in the EU, so selecting full EU licence would be lying!

Easiest option is to either walk in and talk to a broker face to face, or use a telephone to call a broker and talk to them. You might get some good advice on here, but there is no substitute for talking to someone who will actually have an answer for you.

mikeyr

3,408 posts

224 months

Wednesday 6th April 2022
quotequote all
Decky_Q said:
Just select full EU in the licence box rather than full UK.
Presuming there's an option for Non-EU if they are Ukrainian type

mikeyr

3,408 posts

224 months

Wednesday 6th April 2022
quotequote all
Beaten to it - some info here by the way. https://www.thetimes.co.uk/article/car-insurance-c...