Advice on cancellation rights - PCP
Advice on cancellation rights - PCP
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anonymous-user

Original Poster:

82 months

Saturday 9th April 2022
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The initial message was deleted from this topic on 09 April 2022 at 14:29

123DWA

1,436 posts

131 months

Saturday 9th April 2022
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Can the Vauxhall dealer not just knock off the value of the work that wants doing to the Meriva? Seems the easiest resolve for everyone.

Al U

2,388 posts

159 months

Saturday 9th April 2022
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I'm also confused. Is this what is happening here?

Your wife wants a new to her car which is the Mokka. She has a Meriva that she wants to part ex. The part ex-valuation on the Meriva has been done and the deal agreed on the new Mokka.

You have then told them that the Meriva has a dodgy brake caliper and they are saying they won't take it in part ex now? So they are saying you either need to get the Meriva fixed before part exchange or that you can carry on without part exchanging it (obviously having to pay the difference of the agreed part exchange value).

Dan W.

1,196 posts

106 months

Saturday 9th April 2022
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Prank Sinatra said:
Al U said:
I'm also confused. Is this what is happening here?

Your wife wants a new to her car which is the Mokka. She has a Meriva that she wants to part ex. The part ex-valuation on the Meriva has been done and the deal agreed on the new Mokka.

You have then told them that the Meriva has a dodgy brake caliper and they are saying they won't take it in part ex now? So they are saying you either need to get the Meriva fixed before part exchange or that you can carry on without part exchanging it (obviously having to pay the difference of the agreed part exchange value).
All of that is correct. However, they are also saying that even if it takes 2-3 months to fix, that the deal is done, and she must make monthly payments for a car she doesn’t have or has not seen. That’s what gets me. There are no timelines. So why should she be held ransom to an agreement??

Say something else happened. Would she then be expected to pay the full settlement? It doesn’t sound right. She did this all without me but by her account she was not made aware of her rights at any stage.
Speak to the finance company, if the car has not left site they can and should cancel the finance.

I Have had a similar situation where a customer signed all documents and it was paid it but a day later when they were to suppose to collect the car they changed their mind and because the car had not left site the finance company cancelled the finance

also if its a distance sale you can cancel anywhere as you have not been on site and seen the car. explain this to the finance company and vauxhall. they are trying to play hardball

Edited by Dan W. on Saturday 9th April 13:23

Al U

2,388 posts

159 months

Saturday 9th April 2022
quotequote all
Prank Sinatra said:
Al U said:
I'm also confused. Is this what is happening here?

Your wife wants a new to her car which is the Mokka. She has a Meriva that she wants to part ex. The part ex-valuation on the Meriva has been done and the deal agreed on the new Mokka.

You have then told them that the Meriva has a dodgy brake caliper and they are saying they won't take it in part ex now? So they are saying you either need to get the Meriva fixed before part exchange or that you can carry on without part exchanging it (obviously having to pay the difference of the agreed part exchange value).
All of that is correct. However, they are also saying that even if it takes 2-3 months to fix, that the deal is done, and she must make monthly payments for a car she doesn’t have or has not seen. That’s what gets me. There are no timelines. So why should she be held ransom to an agreement??

Say something else happened. Would she then be expected to pay the full settlement? It doesn’t sound right. She did this all without me but by her account she was not made aware of her rights at any stage.
Why did you tell them about the brake caliper? Moral high ground? I thought that was the benefit of part exchange, you present the car in it's current condition and the dealer gives you a price. It's on them to check the car for problems really.

I have never bought a car in the way you describe but I would imagine that there is a cooling off period for the finance agreement?

ETA - back to the Meriva, I find it odd that they won't take it in part ex even at a lower value. Have you asked about this? If the value difference between what it will cost to fix and their reduced offer is close enough then just do that? Or if they say they won't take it in part ex with that pre-existing fault then get it repaired at any garage (it's not exactly a specialist car) and then carry on with the transaction?


Edited by Al U on Saturday 9th April 13:53

Monkeylegend

28,974 posts

259 months

Saturday 9th April 2022
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https://www.pistonheads.com/gassing/topic.asp?h=0&...

Assume this is the same car OP.

Have you told them about the sidelights as well?

Maybe they are wondering what else could be wrong with it.