Closing A Car Insurance Claim
Closing A Car Insurance Claim
Author
Discussion

S70JPS

Original Poster:

621 posts

249 months

Thursday 28th April 2022
quotequote all
My mother in law borrowed my daughters car last year and had a minor accident. She sorted it all out with her insurance company as she had driving of other cars on her policy.
The car is insured on a learner driver policy. My daughter passed her test this week and I got some reasonable quotes on the internet. However when I got past the credit card stage I was asked to ring the insurer. When I rang it appears that there is an open claim on my daughters policy. This must have been triggered after exchanging details at the scene of the accident. There was no monetary claim on her policy and she wasn't even in the car at the time.
This doubled an already hefty premium which I paid as she wanted to use the car.
Is there any way to get this cleared off which ever database it's on? If so I can re-insure the car at half the price and avoid the same problem next year.
Any advice would be much appreciated.

TwigtheWonderkid

48,976 posts

179 months

Thursday 28th April 2022
quotequote all
Just ring the insurers who have the open claim, tell them that it was never a claim on this policy as the driver wasn't covered to drive on this policy so claimed on their DOC cover, and ask them to update the CUE accordingly.

S70JPS

Original Poster:

621 posts

249 months

Friday 29th April 2022
quotequote all
I'll give it a go thanks.

S70JPS

Original Poster:

621 posts

249 months

Friday 6th May 2022
quotequote all
Thanks I got a £542 refund

anonymous-user

83 months

Friday 6th May 2022
quotequote all
S70JPS said:
Thanks I got a £542 refund
Thats a beer for the PH user above. biggrin

good result

S70JPS

Original Poster:

621 posts

249 months

Saturday 7th May 2022
quotequote all
Cheers. Thanks to the powers of PH

TwigtheWonderkid

48,976 posts

179 months

Saturday 7th May 2022
quotequote all
Mr Spoon said:
S70JPS said:
Thanks I got a £542 refund
Thats a beer for the PH user above. biggrin
25% of the refund seems reasonable hehe