Insuring Left Hand drive
Insuring Left Hand drive
Author
Discussion

mike42

Original Poster:

147 posts

156 months

Saturday 18th June 2022
quotequote all
So the russians have booted us out of Ukraine (I'm english) for now and want to take our car that we bought new just a few months before Christmas. "Great" timing....

Its a Mazda CX-5. I have run a test quote through gocompare and declared it as "import" and "left hand drive". When the quote runs through however, it gives what look like reasonable quotes but I'm not convinced the import/LHD has been picked up as when I click through to a couple of sites in the list, it says nothing about it being imported or LHD.

I then tried to run a quote as just a regular UK RHD and the quotes came through the same. Are they really the same or is GoCompare broken? I did read (well searched) the terms and conditions and couldn't see any mention of it being prohibitedf to insure a LHD or import ?

Any thoughts or tips most gratefully received !

P.S. WIll I get a lot of hassle when I put it through the UK "equivalence" testing ? As far as I know its a regular Mazda CX-5 but bought in Ukraine so the marketing and manual is in Ukranian but all the physical "options" are available in the UK although packaged under a different name.

Camelot1971

2,863 posts

197 months

Saturday 18th June 2022
quotequote all
I've found LHD doesn't really make a difference. I have a 2019 Camaro V8 (official UK car) that is LHD and my premium is less than £300 a year fully comp.

Drums

266 posts

173 months

Saturday 18th June 2022
quotequote all
Try Brentacre Insurance. I’ve insured some really tricky imports with them (old Singapore-registered G-Wagon still on military plates) and recently another MX5 import.

You have to call them for the best quote. They insured our G for 10% of the cost Adrian Flux we’re quoting and our MX5 for hundreds less than anyone else.

ridds

8,373 posts

275 months

Saturday 18th June 2022
quotequote all
I had no issue insuring my LHD car through the comparison sites.

If you go through to the actual insurer from the comparison site you can double check the details they have and adjust if it doesn't show as a LHD drive. It'll then recalculate.

I have it quite a bit where the year of said car isn't identified correctly.

If it all looks OK, just give them a quick call, quote your ref and you're good to go. If they jack the premium, pick the next one. thumbup

Some Insurers through the comparison sites don't care as much as others about LHD cars.

HiAsAKite

2,559 posts

278 months

Saturday 18th June 2022
quotequote all
I had a LHD VW Corrado VR6 for 8 years or so.

LHD was a non issue provided you told them.

mrfunex

549 posts

205 months

Sunday 19th June 2022
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No problem with LHD here either - Dodge Viper was insured cheapest through Admiral!

NNH

1,548 posts

163 months

Sunday 19th June 2022
quotequote all
Insuring an imported non-EU LHD Cayman in London was no issue, and when I checked it made no difference to the premium.

stogbandard

442 posts

81 months

Monday 20th June 2022
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My first car was a 1980 Toyota Corolla 1.3DX Liftback that my dad used when he worked in Holland and brought back to use in the UK. When he no longer needed it he gave it to me because he would get nothing selling it. At the time I was 17 and looking for my first car. Back in 1990 it cost £365 to insure TTF&T. If I remember rightly from my faded memory, it was about 25% above RHD spec.