Any household insurance recommendations?
Any household insurance recommendations?
Author
Discussion

anonymous-user

Original Poster:

83 months

Thursday 14th July 2022
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[redacted]

Petrus1983

11,141 posts

191 months

Thursday 14th July 2022
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A claim a year is careless - and I’m sure atleast one could have been self assured. However - try NFU or Chubb.

dalenorth

930 posts

196 months

Thursday 14th July 2022
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If you drop me your details over I’ll run you a quote through CETA. They do standard cover but also cover high risks, such as flood areas, thatched etc.

alfabeat

1,475 posts

141 months

Friday 15th July 2022
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I found NFU to be the most accommodating, when others weren't interested.

alscar

9,627 posts

242 months

Friday 15th July 2022
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I imagine with that number of claims in a short period ( but without knowing sums insured / premiums paid and therefore loss ratios ) most comparison sites will no doubt struggle for competitive pricing.
Hiscox are a sensible HNW insurer ( as are Chubb ) but might be worth trying to put through a Broker to do all the work ?

Petrus1983

11,141 posts

191 months

Friday 15th July 2022
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anonymous said:
[redacted]
That is a little annoying for sure. I worked in HNW insurance and a client had quite a high value break in, then a few months later had his Range Rover stolen. A few months after that I had another call to say his £700 bike had been stolen whilst he nipped into a shop. I explained that the 3rd claim really would hurt future renewals and they decided to replace the bike themselves. The £120 bag should have been explained in the same way so I’d certainly try and find a friendly broker if you can (or the poster above smile ).

alscar

9,627 posts

242 months

Friday 15th July 2022
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Lol - I’m retired but never a Broker - other side of fence though.
I use Nowell and Richards for my cars but they also offer Homeowners insurance through the usual suspects and have always found them really helpful.

Petrus1983

11,141 posts

191 months

Saturday 16th July 2022
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anonymous said:
[redacted]
Speak to Dale - after that msg me - but I’m not in insurance really anymore - but will help if I can.