cheapest one-day insurance or alternative
Discussion
ingenieur said:
I may have to do one 30 mile drive in a car which has no insurance.
What is the cheapest way I'm going to be able to do it? Is it 'one day' insurance or is there an alternative?
Last time I needed insurance for a single day on a loan car I rang my existing insurer and added it for a massive £10. What is the cheapest way I'm going to be able to do it? Is it 'one day' insurance or is there an alternative?
Ham_and_Jam said:
ingenieur said:
I may have to do one 30 mile drive in a car which has no insurance.
What is the cheapest way I'm going to be able to do it? Is it 'one day' insurance or is there an alternative?
Last time I needed insurance for a single day on a loan car I rang my existing insurer and added it for a massive £10. What is the cheapest way I'm going to be able to do it? Is it 'one day' insurance or is there an alternative?
The RAC (and others) offer temporary comprehensive insurance ranging from one hour to thirty days. I've used them before and paid around twenty quid.
Obviously the amount charged will depend entirely on your personal details and the type of car being covered. Many high value/high performance cars will be excluded from the scheme.
https://www.rac.co.uk/insurance/temporary-car-insu...
Obviously the amount charged will depend entirely on your personal details and the type of car being covered. Many high value/high performance cars will be excluded from the scheme.
https://www.rac.co.uk/insurance/temporary-car-insu...
I used https://www.tempcover.com/ a couple of weeks ago for a Porsche 997 4s, initially 3 weeks then a week extension, a day was about £47 IIRC.
Akannajinja said:
I should add, I tried my own insurer, and a few “specialists” had a few bizarre questions about my previous experience of “driving such a car sir”
I know my insurer said they won't touch me if I wanted to move from my FWD hot hatch to a powerful RWD coupe. I don't think it's that uncommon.sxmwht said:
Akannajinja said:
I should add, I tried my own insurer, and a few “specialists” had a few bizarre questions about my previous experience of “driving such a car sir”
I know my insurer said they won't touch me if I wanted to move from my FWD hot hatch to a powerful RWD coupe. I don't think it's that uncommon.In answer to the OP I paid about £30 for the day five years ago, when collecting a present for one of my sons. It was cheaper than the additional admin cost from my insurer.
I used cuvva for 6 hrs insurance on an Alfa GT last summer that I was collecting. 6 hrs fully comp for less than £10, which got me home. Hefty excess though. Big difference in price (obviously) if you want cover on a weekday evening. Weekends are much cheaper. 
But they won't do it on a car over 20 years old.
But they won't do it on a car over 20 years old.
sixor8 said:
I used cuvva for 6 hrs insurance on an Alfa GT last summer that I was collecting. 6 hrs fully comp for less than £10, which got me home. Hefty excess though. Big difference in price (obviously) if you want cover on a weekday evening. Weekends are much cheaper.
But they won't do it on a car over 20 years old.
I used the same when i collected my Disco4. 3 hours cover booked for a 90 minute journey. Locked it in the garage at home for 2 days to wait for the next month as i was too tight to give it to the Gov. But they won't do it on a car over 20 years old.
Hol said:
I had the same question 20 plus years ago, when I moved from a Mondeo to an Impreza. I think it’s been around for longer than that and is based purely on the metrics of people who smash performance cars as they are unprepared for the performance.
In answer to the OP I paid about £30 for the day five years ago, when collecting a present for one of my sons. It was cheaper than the additional admin cost from my insurer.
I’m a 47 year old professional, 0 points and previously owned M cars and other Porsches living in rural low risk area! I did have a laugh with the broker, as I appreciate it’s maybe not an attractive insurance prospect, some bloke borrowing a mates Porsche. Anyway it was an insurer recommendation based on it being such an easy experience, especially compared to what had happened on the prior conversations! Not affiliated etc. Just trying to save some time for OP.In answer to the OP I paid about £30 for the day five years ago, when collecting a present for one of my sons. It was cheaper than the additional admin cost from my insurer.
You can effectively get 14 days' insurance for £25 or so by taking advantage of the cooling off period. You just have to pay a full premium and get it refunded.
The Admiral group of insurers admin fee for a cancellation within 14 days is (or was) £25, and that's all you pay, (once they've refunded the rest of your premium). Haven't looked for a while so it may have gone up.
After 13 days, just tell them you've decided to sorn the car and they don't ask any more questions.
The Admiral group of insurers admin fee for a cancellation within 14 days is (or was) £25, and that's all you pay, (once they've refunded the rest of your premium). Haven't looked for a while so it may have gone up.
After 13 days, just tell them you've decided to sorn the car and they don't ask any more questions.
I've used RAC temporary insurance on several occasions and whilst perhaps not the cheapest, I got irritated trying to get the Cuvva site / app to do what I wanted without lots of irritations. RAC site is pretty painless and I tell myself they're at least fairy safe in that sense. Think it usually works out around £25 to £30 for 24hrs depending on the car in question.
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