Is van insurance more expensive than car insurance?
Discussion
Trying to get a quote so i can drive a family members new pickup and its coming in at nearly a grand!! as is them adding me as a named driver.
The value is 35k ish and my usage was put in at 1000m pa for social only.
My car insurance, on some higher value (than the pickup)powerful cars is less than third of this.
Is this just a thing as seems completely odd to me that i would pay less for more miles in far more expensive and 'dangerous' vehicles to what i would in a pickup truck. Or am i being dumb somehow...
The value is 35k ish and my usage was put in at 1000m pa for social only.
My car insurance, on some higher value (than the pickup)powerful cars is less than third of this.
Is this just a thing as seems completely odd to me that i would pay less for more miles in far more expensive and 'dangerous' vehicles to what i would in a pickup truck. Or am i being dumb somehow...
Good timing,
I bought a transporter last week as our family car, mine is classed as a commercial vehicle and as such couldn't use the comparisons sites as much, Ageus Van insurance is who I have gone with and it was the same price as the mini cooper S I had insured a few years ago.
my quote for Mid September start was £341, I needed it quicker and they loaded it a bit but still about £400.
Issue I had is that I wanted "business insurance" for travelling for work, they would only cover "business" on a van as carrying goods, just left it as commuting.
I bought a transporter last week as our family car, mine is classed as a commercial vehicle and as such couldn't use the comparisons sites as much, Ageus Van insurance is who I have gone with and it was the same price as the mini cooper S I had insured a few years ago.
my quote for Mid September start was £341, I needed it quicker and they loaded it a bit but still about £400.
Issue I had is that I wanted "business insurance" for travelling for work, they would only cover "business" on a van as carrying goods, just left it as commuting.
Commercials are more expensive to insure in general. My Fiesta Van costs about three times what the otherwise identical spec Fiesta car costs to insure.
Perhaps because vans are broken into more often... maybe because they're sometimes driven in a less careful manner than if it was the driver's own car. These are just my speculations.
Perhaps because vans are broken into more often... maybe because they're sometimes driven in a less careful manner than if it was the driver's own car. These are just my speculations.
105.4 said:
jasovanooo1 said:
not for all ... my xlwb ducato is 230 a year and the cars vary from 240 - 300
Bloody hell ! I’m paying more than that a month for my Trafic. Who’s that price with, as my renewal is due in November?TwigtheWonderkid said:
Aren't the key questions what are you doing in it, and where? I should imagine a van being used for pleasure use because you're renovating your own house in the Highlands of Scotland is a bit different to a van being used by a courier in Central London.
why mine so high then, 1k miles of pleasure use only yet nearly a grand!! its a load of old bllx!Gassing Station | General Gassing | Top of Page | What's New | My Stuff