RE: Fast for £5k | Mini-budget special!
RE: Fast for £5k | Mini-budget special!
Sunday 2nd October 2022

Fast for £5k | Mini-budget special!

Watching the pennies ahead of a heat-or-eat winter? We got you...


Seat Leon Cupra, 2007, 106k, £4,995

Typically it’s the Mk5 Golf GTI which gets the bargain basement nod, and there’s good reason for that if you’ve got your sensible shoes on. But the Mk2 Cupra is based on the same PQ35 platform and comes with the punchier 240hp 2.0-litre TFSI, meaning 62mph in 6.4 seconds. Additionally, while the GTI might enjoy timeless status, it could easily be argued that the Seat styled version wears its five doors more pleasingly, making it a prime contender for a brisk family runaround. You also get fetching Cupra seats, unique 18-inch alloys and plenty of kit. This tidy example has done below-average miles and can be yours for a fiver under budget. Nifty. NC

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Jaguar XK8, 1998, 115k, £4,790

It’s right and proper that hot hatches are the go-to segment for most bargain speed hunters. After all, doing fast for cheap is what the segment is all about. But it’s just possible that you might want to bring a bit of style to proceedings, in which case we urge you to buy British - and specifically from Jaguar, which tends to cater brilliantly for penny pinchers. Now, obviously buying a 24-year-old XK8 brings an element of risk with it - nevertheless, you also get a V8 and grand tourer for the ages. True, in this particular case you’ll have to make your peace with 115k and no supercharger, but that’s surely a small price to pay for such a modest outlay. NC

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Vauxhall Vectra VXR, 2009, 111k, £3,995

Maybe the VXR creed weren’t the most sophisticated things to drive, but they couldn’t be beaten on sheer bang-for-buck value. And nothing exemplifies that quite like a Vectra VXR. It was rampant, unruly, and capable of more than 160mph when new, for just £23,995. For 2007 it got even more power, the 2.8-litre turbo V6 boosted from 256hp to 280hp. Just before the Insignia arrived, the VXR was signing off the Vectra in an appropriately loutish fashion. All for just £25k. Now £4,000 buys one of those cars with as much power as a new Focus ST (or an Impreza 22B), and a decent one at that: full service history, unkerbed wheels, clean interior and dent-free (if swirly) black paintwork. The best bit? It’s debadged, so nobody will have a clue… MB

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Audi S4, 2005, 132k, £5,000 

The Audi’s 4.2 is even more potent than the Jag’s V8, with 344hp and 302lb ft. With another ratio (six) in its automatic gearbox, this humble A4 saloon ought to be quicker off the mark as well: once upon a time it hit 62mph in less than six seconds. The S4 is perfect for this challenge, in fact, desirable largely to those who want the allure (and don’t mind the bills) of a great big V8. As an automatic, four-door S4, it’s a less desirable variant - premiums are certainly out there for manual wagons. It would probably be fair to say, too, that this era of S4 is not the most fondly remembered; the V8 is great and all, but it’s lost in the shadow of the contemporary RS4. And that car is great - it’ll still only do the same 155mph as this one that costs a quarter as much, though. MB

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Subaru Impreza WRX, 2006, 94k, £3,990

Anything with an STI badge these days commands silly money. Which is a shame because they had been the bastion of affordable lunacy. But all is not lost. If you can do without the pink badging and blue seats, there’s still an awful lot of fun to be had with a regular WRX at a third of the price. These Hawkeye cars came with a slightly beefier 2.5-litre boxer engine - the same unit you’ll find in the STI - though, naturally, power takes a slight dip to 227hp. Still, you get a proper all-wheel drive system, manual gears and a punchy 0-62mph time of 5.6 seconds. All for around £10,000 less than an STI. Not that many will notice, anyway, given its metallic blue paint scheme… CT

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Honda Civic Type R (FN2), 2008, 95k, £3,990

Yes, I’m well aware that this is widely considered the worst Civic Type R. But after some back-to-back driving with the FN2 and EP3 for our recent Civic Type R mega test, I’d have the FN2. It sounds nicer, the ride quality is better and the interior plastics don’t feel quite as Fisher Price as its predecessor. Besides, the bashing it’s received over the years means you can pick one up dirt cheap. Let’s face it, the 142,000-mile S4 is a terrifying prospect, while this Civic Type R is barely run in at 95,000 miles. And, best of all, you won’t need to re-mortgage your house in the unlikely event something goes wrong. Come on, this is a no-brainer - right? CT

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Author
Discussion

Mr Tidy

Original Poster:

31,748 posts

157 months

Saturday 1st October 2022
quotequote all
If you aren't too bothered about miles it's surprising what you can get for £5K - I love the idea of the XK8!

In 2019 I bought a manual 2005 BMW 330i that had done 107,000 miles well within that budget and I really like it. 258 bhp and a claimed 0-62 time of 6.3 seconds but it still drives really well. Works for me.

blue al

1,444 posts

189 months

Saturday 1st October 2022
quotequote all
Mini budget as the title, so what’s the road Tax like for these little darlings ?
I was all over that Scooby until I saw a £600 + folding contribution to help pay for that 45% -40% tax reduction eek

https://www.gov.uk/vehicle-tax-rate-tables/rates-f...

Err no thanks…
Same thing for the Audi and the Jaguar but at least it wasn’t a surprise for premium large capacity V8
And If everyone drove a VXR we would not need an OBR

fantheman80

2,675 posts

79 months

Saturday 1st October 2022
quotequote all
Clarksons had too much on an impact on my view of cars sadly. I remember that vectra going straight on at bends, the infamous fn2 review...

Cupra not bad for 5k though. But I remember I got the cupra r on on test for a week and the interior was shocking, big slab of plastic.

Cambs_Stuart

3,539 posts

114 months

Saturday 1st October 2022
quotequote all
With the audi, Jag or possibly the subaru, i think the £600 VED is going to not be an issue compared to the rest of the running costs.
But it's a good list and shows there are still usable fast cars around for a good price. I think I'd go for the impreza, civic and seat in that order. The others are just a bit too bankrupty.

996Keef

435 posts

121 months

Saturday 1st October 2022
quotequote all
That Jag will be as rotten as a peach

I think my pick of the bunch would be the vectra, which makes me a bit sick in my mouth.


tgrobbo

18 posts

78 months

Saturday 1st October 2022
quotequote all
S4 and Jag can be absolutely ruinous - almost certainly will be at that mileage - Honda and Rex only vaguely sensible options for those watching their wallets…

ChrisH72

3,140 posts

82 months

Saturday 1st October 2022
quotequote all
I know it's not entirely the point of this article but if I was really wanting fun for 5k I'd be looking at running costs too.

Hatchback, mk2 swift sport

Coupe, mk2 TT 2.0

Sports car, MX5 NC

From that list I think the Civic or Leon would work although I'd just go for the Leon FR.

Wouldn't touch the Jag or Audi personally but on the subject of tax surely they're not in the 600 quid bracket due to being older than 2006?

Dannbodge

2,388 posts

151 months

Saturday 1st October 2022
quotequote all
I wanted the Cupra but got a GTi instead.

I just couldn't get over the wall of plastic that it the centre console in the Leon.


Firebobby

1,008 posts

69 months

Saturday 1st October 2022
quotequote all
Some decent motors, but as pointed out already the VED on some of them would make my bum squeak!! I'd definitely have a go at the Seat though. Get the belts and water pump done, sit back and enjoy the ride.

Abdul Abulbul Amir

13,179 posts

242 months

Saturday 1st October 2022
quotequote all
Only the scooby has the £600 ved out of that group. The 2.5 is the chocolate engine model too so better to go for a blob eyed 2.0.

I'd also go for a mk2 TT....in fact I did.

pb8g09

3,276 posts

99 months

Saturday 1st October 2022
quotequote all
The inner pervert in me is tempted to go out and buy both the Vectra as a daily and the Jag as a weekend motor, all for less than 10 bags. I think you’d wonder where all your disposable income was going whilst paying that VED, putting petrol in, and dealing with the rot mind you.

Wary that a few of these cars are being sold in Birmingham and Luton, but maybe that’s just me.


Mysstree

547 posts

76 months

Saturday 1st October 2022
quotequote all
Anything after 2005 up to around 2010 that has a large engine / high performance but seems nicely priced invariably has the £600 VED.
Maybe the Jag or the Audi would be okay if you used it daily racking up the miles knowing that you will likely move it on / out it. Assuming you ended up with minimal maintenance the VED and fuel for a year may be worth the punt.

anonymous-user

84 months

Saturday 1st October 2022
quotequote all
I’ve had two S4 V8s, great cars, cruisers rather than bruisers, they destroy Europe with ease and when converted to LPG are surprisingly cheap to run with no discernible performance loss.

However… budget £3k for the timing chain, £1k for a clutch and DMF, inlet flaps, auxiliary rad and coil packs which the car goes through at a rate that’s scary.

Sound amazing with a milltek though: https://m.youtube.com/watch?v=9OW4kcVmsFc&t=36...

pquinn

7,167 posts

76 months

Saturday 1st October 2022
quotequote all
Well the Jag is a nice shape, but it was already an antique 15 years ago. Not just because of the age it was then but because of the sheer comical ancientness of some of what you'd find underneath the surface when you poke around. Even new it wasn't exactly current.

Amazingly small inside too given the size of it.

As a thing to look at fine, but not as something to use.

DaveyBoyWonder

3,950 posts

204 months

Saturday 1st October 2022
quotequote all
My guilty pleasure are Vectra VXRs. No idea why.

Golf over a Leon every day - the interior is awful.

I also REALLY like the FN2...

ballans

939 posts

135 months

Saturday 1st October 2022
quotequote all
Given the way inflation is rising £5k is now shed of the week. Some interesting cars for the budget. Think my money would go on the Civic. Always liked the shape and never owned a VTeC. Tried one at the time and shied away because of the ride but would probably be quite good compared to modern cars.
I think Fiat 500 Arbaths are just about available along with 306 gtis. Some fun stuff.

996GT3_Matt

272 posts

234 months

Saturday 1st October 2022
quotequote all
1781cc said:
I’ve had two S4 V8s, great cars, cruisers rather than bruisers, they destroy Europe with ease and when converted to LPG are surprisingly cheap to run with no discernible performance loss.

However… budget £3k for the timing chain, £1k for a clutch and DMF, inlet flaps, auxiliary rad and coil packs which the car goes through at a rate that’s scary.

Sound amazing with a milltek though: https://m.youtube.com/watch?v=9OW4kcVmsFc&t=36...
The S4 sounds properly exotic with a Milltek exhaust. My close friend owned a manual estate (around 2009) with a Milltek system and I think a resonated or modified mid-section. It sounded better than his stock R8!

There can’t be many better sounding cars at this budget.

mooseracer

2,805 posts

200 months

Saturday 1st October 2022
quotequote all
I'd have said the Civic was the glaringly obvious choice but the one linked is on 145k and not 95. "Nothing for these engines" and all that and could still be a sound buy.

The Vectra appeals to me hugely, goodness only knows why.

TerryFarquit

113 posts

157 months

Saturday 1st October 2022
quotequote all
At that point there was no RS4 - the S4 was the hero car, and I miss mine every day. Look for the Clarkson head to head where it destroys the e36 m3.

Debadged it was the perfect Q car, and with the milltek only the pistonheads knew what it was. Ran mine for 40k and just fed it (lots of) petrol and oil. They get to 90-110k and then eat their plastic cam belt tensioners, which are on the back of the engine. Front off/ engine out job - it looked like 6k to do which was more than the value of the car.

Earl of Petrol

552 posts

152 months

Saturday 1st October 2022
quotequote all
Tempting though the XK8 is, it’s a very old car and body rot could be the biggest problem. If you’re on a budget it has to be a hot hatch, and of those it’s the Civic for me.
At the £4k-ish quoted you’ll get an 07-09 with below 100k on the clock. As someone has already said the linked car is on 145k. Also the version shown is a non-GT, missing aircon, some airbags, cruise, front fogs and maybe some other odds and ends. In my experience (2 FN2’s) they are very reliable if given a modicum of care. And still pretty good if thrashed mercilessly.