Inheritance tax problem

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Hi All, My mother who is 87 is going to face some IHT issues when she passes. I'm pretty familiar with all the options available to us but I'd be interested if anyone has any personal experience of using Inheritance tax solutions and business relief funds. These look high risk but can mitigate IMT if held for a minimum of two years. I'm aware of one provider, Octopus but would be interested to hear from anyone else who has set up something similar either for themselves or parents. Thanks in advance.