interesting insurance quotes

[poweller]

Currently saving up for my next car which i am gonna purchase next march/april time. Anyway, its between a lotus S1 111s, S2 sports tourer, VX220 n/a or honda s2000.
Heres how the insurance quotes came out (for my current situation- 22, 4 yrs NCB, IAM, no points- mum as named driver- bought all quotes down by approx £200:D, with elephant)

S2000- £1350
111s- £892
S2- £908
VX220- £680

VX220 it is then :D
dont get why the more powerfull 111s is cheaper than S2? just down to the age value?

[Towzer]

Statistically there are more claims against the 111S and S2000 so therefore they are higher risk cars compared to the VX220. Strange but true...


Phil

[gooby]

An odd way to choose a sports car?

Forget looks, perforance, style, passion etc. Just insurance. I hear the insurance on a punto is quite cheap.

[poweller]

obivously its not the ultimate deciding factor, but its still got some sort of influence, dont see whats strange about that.

[jasandjules]

poweller said:

obivously its not the ultimate deciding factor, but its still got some sort of influence, dont see whats strange about that.

Mainly because I would rather walk than own a VX220................. At the end of the day, insurance is a factor, but only if you can't afford it full stop. A couple of hundred quid, well worth paying to get the better car.......

[S Works]

At 22 mate you're better off accumulating the NCB yourself. You'll get kicked in the nuts now but you'll be better off in the long-run.

If you're considering an S2 Sports Tourer why not consider a standard S1 or a special edition with the unmolested K? Could be even cheaper.

[poweller]

got 4 yrs potected NCB now, will have 5 by the time i get the elise, mum as named driver, not her policy

[greysquirrel]

S Works said:

At 22 mate you're better off accumulating the NCB yourself. You'll get kicked in the nuts now but you'll be better off in the long-run. If you're considering an S2 Sports Tourer why not consider a standard S1 or a special edition with the unmolested K? Could be even cheaper.

People always say this but i just dont see it? Probably wouldnt even get quoted for a policy at 22 with no NCB and even you did it would be £1000's, but when you are 30 and try to insure with no NCB its not going to be that much more compared to the £1k plus a year that had been saved for the first few years on his own policy?

[Mr_C]

he is on his own policy though!

I'm 22 aswell, but I paid £1140 on my standard S1 when I was 21, with 4 yrs ncb.