911 Extended Warranty Help

911 Extended Warranty Help

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mostlymauiwaui

Original Poster:

24 posts

24 months

Friday 25th August 2023
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Hello all,

I'm picking up a 911 991.2 GTS next week, my first 911! The car is a 2018 plate and has done around 45k miles.

I wanted to ask you all for your thoughts and opinions on extended warranties. I have read different threads already regarding this but I thought it would be good to get opinion in context to my specific situation.

The car will come with a standard dealer 3 month warranty. They have offered me an extended warranty with themselves at circa £1800 for 3 years, which would cover all Porsche OEM parts and replace like for like, covers labour etc. I haven't gone through any of the small print yet to check for exclusions as it was only an informal costing over the phone.

On the other hand, I know Porsche offer their own extended warranty, which is around £2500 for a 911 for 3 years (correct me if I'm wrong), and a further £350 on top for a health check. The dealer has warned me that going down this route will likely result to Porsche giving me a large invoice for a list of things required to bring the car back into warranty standard. I'm also wary that I will have the 6 month major service due soon too!

I was just wondering what experienced 911 owners would likely do in my situation? Is there a better non-Porsche provider out there that 911 owners use? My main goal is to preserve as much residual value in the car as possible and also reduce my risk of having things go wrong on me and having to foot the bill. I plan to keep the car for at least 2 years at best.

TIA

SV_WDC

941 posts

102 months

Friday 25th August 2023
quotequote all
As far as manufactuer warranties go, the Porsche one seems to have a good reputation.

The extended warranty is underwritten by a third party but Porsche seem to be heavily involved in them including the payouts etc.

To apply an extended warranty the OPC will insist on the full 111 point check + a service, the exception being if the last service was carried out by an OPC or not.

They also require all OEM parts fitted, which depending on this history of the car could prove expensive if there are third party bits that need to be refitted.

A more accurate comparison could be looking at the terms of the garage offering the alternate, including payout history & who underwrites it.

To apply the Porsche warranty you need to have owned the car for 90 days too which will probably factor into your decision? But also gives more time to make one! HTH

mostlymauiwaui

Original Poster:

24 posts

24 months

Friday 25th August 2023
quotequote all
SV_WDC said:
As far as manufactuer warranties go, the Porsche one seems to have a good reputation.

The extended warranty is underwritten by a third party but Porsche seem to be heavily involved in them including the payouts etc.

To apply an extended warranty the OPC will insist on the full 111 point check + a service, the exception being if the last service was carried out by an OPC or not.

They also require all OEM parts fitted, which depending on this history of the car could prove expensive if there are third party bits that need to be refitted.

A more accurate comparison could be looking at the terms of the garage offering the alternate, including payout history & who underwrites it.

To apply the Porsche warranty you need to have owned the car for 90 days too which will probably factor into your decision? But also gives more time to make one! HTH
Very helpful, thank you!

I guess all warranties are underwritten, and essentially another form of insurance.

For further context, the car has full Porsche service history.

An example of something I am dubious about. The last MOT had advisories regarding the tyres. I've heard that if the tyres aren't N rated by Porsche, it will fail the health check. If the dealer sticks on any old tyres to pass the MOT without advisories, that could be problematic for me having to replace all 4 tyres!

The other 2 companies I am assessing are ALA (by RAC) and Allianz.

bosshog

1,685 posts

289 months

Friday 25th August 2023
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Personally I would always try and buy OPC and then you have zero worries and full backup with no issues if something is found down the road that is not standard and then invalidates the Porsche extended warranty . I don’t think they do the check now, so it comes down to if an issue arises and what caused it down the road . Having full OPC warranty should give some peace of mind though. I don’t think having non N tyres will cause and issue with the warranty unless it’s an issue with wheels/hub/etc.


Fnumber1user

411 posts

65 months

Friday 25th August 2023
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General consensus is the only warranty worth having is the OPC/Porsche one. Technically its an insurance policy (for parts and labour) rather than a warranty, but its labelled that for ease of marketing.

As you may or may not know it will mean the servicing schedule (ie last service/and any subsequent future service due) will have to be completed by an OPC and as you've typed pass the 111 point health check (tyres need to be N rated/Porsche approved) etc. It is worth noting that even the OPC warranty does not cover the car for consumables, just as a head-up.

To me it sounds like the seller is trying to push their own warranty on to you, and why wouldn't they - its a great source of profit... ** also please note they have to give a statutory 6 month warranty from point of purchase (https://www.theaa.com/car-buying/legal-rights), if they're advising 3 months at this stage alarm bells are ringing, as they are wrong (and possibly purposely trying it on!) **

Alternative is to run without a warranty and get it serviced outside of the official network - and use whatever money as a slush fund for use just in case.

Regardless as to the above I wouldn't make the purchase without an independent pre-purchase inspection.

Good luck with whichever way you jump.

Edited by Fnumber1user on Friday 25th August 20:51


Edited by Fnumber1user on Friday 25th August 20:52

Armitage.Shanks

2,690 posts

98 months

Saturday 26th August 2023
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I thought 911 OPC warranty was c£1,100pa so if you go for 3 years, you'll need a 111-point check and a major OPC service along with removing any non OEM parts. Without the parts that need swapping you're paying out c£5k from the get-go.

As others have said consumables are not covered, which can be an extensive list given the poor weather proofing of some parts that get exposed to UK winter roads.

How does the price compare against a similar GTS in the Porsche network? If you're risk averse buy from OPC at top money, otherwise negotiate the deal, take the third party warranty (if there's no max claim limit per part - a PDK gearbox is over 5-figures) and service it at a respected Indy.

TonyG2003

258 posts

105 months

Saturday 26th August 2023
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It’s always a gamble with warranties whether you get your money back or not but for me the Porsche warranty has been very much a “no discussion it just gets done” sort of warranty vs other warranties.

You dealer may also be a bit wary of you taking the GTS to an OPC and finding stuff on the 111 point check that may need sorting. I’d probably ask for a 111 point check anyway before I bought - it’s a good negotiation point.

stuckmojo

3,397 posts

201 months

Saturday 26th August 2023
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Personal experience on a Macan which I bought used from OPC. The warranty is brilliant and it avoided me costs 5x the price I pay to renew it annually.

I also enjoy the experience of going to the opc and look around and chat with people while looking at cars.

For a Porsche below 10 years of age it's a no-brainer if you ask me.

Other aftermarket warranties are the equivalent of setting wads of cash on fire

Polome

567 posts

138 months

Saturday 26th August 2023
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These specific cars have a not uncommon fault of failing turbos…( having recently experienced this scenario ) . I was lucky as Porsche warranty covered a very substantial bill. My thoughts to anyone with these expensive cars is have the best I.e. Porsche warranty. To test turbo’s….red line in second and third , switch engine off …if plumes of oil smoke on engine restart turbos on way out. Normal town running may not show this fault..the turbos need to be worked hard to prove they’re healthy. Good luck with new car they drive great.

Philvrs

623 posts

110 months

Saturday 26th August 2023
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Barry burrell’s GTS rebuild series documents the cost of a replacement turbo, wouldn’t want to do that outside of a specialist/opc, i would want a guarantee any warranty covers this.

https://youtube.com/@BarryBurrell?si=w0GcIHm1HiYgD...

ATM

19,542 posts

232 months

Saturday 26th August 2023
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It sounds like you are buying a P without a P warranty. If so Stop.

As others have said the only warranty worth having on a P is a P warranty.

New PDK gearbox is 8k [if you can exchange your old one] and they can not be repaired. Most third party warranty companies have limits and won't cover the really big bills which is why you want the warranty in first place.

P will quibble a lot less or not at all - we hope - and replace anything without limit.

You can still buy outside OPC network but you should insist on full OPC check prior to purchase if you want a warranty because you can then add P warranty if it passed their inspection.

I have never done this myself but understand it works.

If car does not pass OPC inspection you can either walk away or start haggling.

Cheib

24,312 posts

188 months

Saturday 26th August 2023
quotequote all
OP if the dealer has warned you there’s likely a cost to bring the car up to “warranty standard/spec” ask them what they are.

In my experience OPC’s are less draconian than some are making out on here.

My car 991.2 GT3 is on BBS wheels and has had the warranty extended with them on it. I think some OPC’s will wave the cost of the 111 point check if you get the car serviced with them….I’ve never had to pay for it on my cars which are all serviced at the OPC. When it comes to warranty extension all that is needed now is a photograph of the mileage of the car. All done over the phone/e-mail.

Slaav

4,340 posts

223 months

Sunday 3rd September 2023
quotequote all
ATM said:
It sounds like you are buying a P without a P warranty. If so Stop.

As others have said the only warranty worth having on a P is a P warranty.

New PDK gearbox is 8k [if you can exchange your old one] and they can not be repaired. Most third party warranty companies have limits and won't cover the really big bills which is why you want the warranty in first place.

P will quibble a lot less or not at all - we hope - and replace anything without limit.

You can still buy outside OPC network but you should insist on full OPC check prior to purchase if you want a warranty because you can then add P warranty if it passed their inspection.

I have never done this myself but understand it works.

If car does not pass OPC inspection you can either walk away or start haggling.
I’m in this camp!

We bought through OPC but I don’t want my enjoyment of owning a Turbo S ruined by trying to save a few £.

Others may be different but peace of mind?!?!

Grantstown

1,171 posts

100 months

Monday 4th September 2023
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If the product is underwritten, then on average they make a profit.

If you don’t like risk then get a warranty and especially if the car has a sunroof.

If you’re someone who gets cars looked for every squeak, sound, or rattle you don’t like then get a car from a main dealer.

Woo0die

1 posts

26 months

Thursday 5th October 2023
quotequote all
SV_WDC said:
As far as manufactuer warranties go, the Porsche one seems to have a good reputation.

The extended warranty is underwritten by a third party but Porsche seem to be heavily involved in them including the payouts etc.

To apply an extended warranty the OPC will insist on the full 111 point check + a service, the exception being if the last service was carried out by an OPC or not.

They also require all OEM parts fitted, which depending on this history of the car could prove expensive if there are third party bits that need to be refitted.

A more accurate comparison could be looking at the terms of the garage offering the alternate, including payout history & who underwrites it.

To apply the Porsche warranty you need to have owned the car for 90 days too which will probably factor into your decision? But also gives more time to make one! HTH
I believe the 111 point check has now been scrapped

Spevs

423 posts

41 months

Friday 6th October 2023
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More to the point how did the OP get on with his purchase.....?

Hereandthere

118 posts

62 months

Friday 6th October 2023
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First of all well done on considering buying a 991.2 GTS. I had a 991.2 Targa 4 GTS (18 reg) and found it was a great car. It had a 2 year warranty put on it by the OPC I bought it from (The car was one year old and cost £117K). That certainly gave piece of mind. My son has a 718 Boxster (6 years old and bought new) and has renewed the warranty each time it is due (cost around £1300 for 2 years cover), and last year it paid for itself as the water pump, or something like that, went and would have cost him over £1400 if he had to pay to have the work done

ATM

19,542 posts

232 months

Friday 6th October 2023
quotequote all
Hereandthere said:
My son has a 718 Boxster (6 years old and bought new) and has renewed the warranty each time it is due (cost around £1300 for 2 years cover), and last year it paid for itself as the water pump, or something like that, went and would have cost him over £1400 if he had to pay to have the work done
I'm sure you could get a water pump changed outside the OPC network for much less. I am not saying warranty is not worthwhile. But you cant compare OPC repair costs to OPC warranty cost to look for justifications. Once you get outside the OPC network then jobs like this are not so expensive.

To have OPC warranty or to not bother is a complicated subject and I dont intend to cover all the considerations in this post.

But I did read elsewhere in another PH post just yesterday that a guy with a low mileage car always cared for inside OPC just recently switched to outside OPC network and they told him the brake calliper bleed nipples looked like they had never been touched and the spark plugs also looked original. Both of these had been scheduled service items but the suggestion is the OPC missed them or deliberately ignored them.



Far Cough

2,422 posts

181 months

Friday 6th October 2023
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Do you want to have an argument every time there is a warranty issue no matter how big or small ?

Do you want to maintain your new car outside of the Porsche OPC network ?

Does the non Porsche warranty cover OPC labour rates ?


As said above , anything can go wrong with it and it wont be a cheap fix. Hopefully you will be fine but you just never know. Mates GT4 bought almost new but the PCM packed up requiring a new unit. Not cheap but fully covered in a drive in drive out in a loan car type appointment.

The P warranty covers most things from bumper to bumper so I would always go that route.

Fnumber1user

411 posts

65 months

Friday 6th October 2023
quotequote all
I wouldn't touch a non Porsche warranty/extended warranty. But at the same time I also refuse to pay Porsche OPC servicing prices.

Ultimately its all about how risk averse or attentive you are. Some put the money they were going to spend on a warranty as a just-in-case, others choose to weigh out.

I get mine serviced yearly regardless of the miles put on (normally 5k per annum or thereabouts), rather than follow the Porsche 20000 miles/2 year recommended. Ultimately it works out at roughly the same overall price but the car gets an extra oil change and full inspection/anything else that needs doing every year, compared to once every 2 years.

Is the vehicle you're looking at that much cheaper than buying through an OPC and getting a 2 year warranty included in the price?