New family tow car needed. lease, PCP, personal loan???
Discussion
Hi all, first time poster. I usually try the hotukdeals forums when i have a motoring question but decided to try pistonheads after continually ending up here reading through the threads for advice.
Anyway, Im currently at my wits end with my car. I have spent in excess of £8000 over the last 2 years on my BMW x3 and i now think its going to be a write off. its a 2011 and has 130,000 miles on it. it has recently broke down when i was towing my caravan, shortly after having 2 turbo replacements and a timing chain replacement. The RAC mechanic has put down that its possible engine failure again.
I have decided enough is enough and i want to buy a new car. I have always bought second hand in the past. The last time i purchased a car, i got a personal loan and bought something outright. When i got a personal loan for the BMW X3 around 7 years ago, the interest rate was something like 2.5% for me. i think i paid £16,000, the car was 5 years old with 45,000
I have just been having a look at the starting prices of some of the family sized SUV's and im still in a state of shock. It looks like i would need to take a personal loan out of at least £40'000 for something, Which is not really ideal.
Which brings me to leasing or PCP. i have never leased a car but a quick search of the skodia kodiak sport ( whatcar touring car of the year 2023) shows that i would need to put down a considerable deposit and i would still me making repayments of around £600-£700 a year!
can anyone offer some advice. be it on leases, family SUVS, recommended companies etc
thanks in advance!
Anyway, Im currently at my wits end with my car. I have spent in excess of £8000 over the last 2 years on my BMW x3 and i now think its going to be a write off. its a 2011 and has 130,000 miles on it. it has recently broke down when i was towing my caravan, shortly after having 2 turbo replacements and a timing chain replacement. The RAC mechanic has put down that its possible engine failure again.
I have decided enough is enough and i want to buy a new car. I have always bought second hand in the past. The last time i purchased a car, i got a personal loan and bought something outright. When i got a personal loan for the BMW X3 around 7 years ago, the interest rate was something like 2.5% for me. i think i paid £16,000, the car was 5 years old with 45,000
I have just been having a look at the starting prices of some of the family sized SUV's and im still in a state of shock. It looks like i would need to take a personal loan out of at least £40'000 for something, Which is not really ideal.
Which brings me to leasing or PCP. i have never leased a car but a quick search of the skodia kodiak sport ( whatcar touring car of the year 2023) shows that i would need to put down a considerable deposit and i would still me making repayments of around £600-£700 a year!
can anyone offer some advice. be it on leases, family SUVS, recommended companies etc
thanks in advance!
You don't need to spend £40k!!!
3 year old XC60 £25k
https://www.autotrader.co.uk/car-details/202309252...
6 year old XC90 but will years more motoring
https://www.autotrader.co.uk/car-details/202310153...
4 year old V90 CC
https://www.autotrader.co.uk/car-details/202306198...
Just picked Volvo because they are seen as decent quality family vehicles.
We've had 6 in our family and all have been excellent.
3 year old XC60 £25k
https://www.autotrader.co.uk/car-details/202309252...
6 year old XC90 but will years more motoring
https://www.autotrader.co.uk/car-details/202310153...
4 year old V90 CC
https://www.autotrader.co.uk/car-details/202306198...
Just picked Volvo because they are seen as decent quality family vehicles.
We've had 6 in our family and all have been excellent.
Have a look at somewhere like lease loco.
There isn’t much interesting around for under £300 a month but there are some deals on Nissans etc
There was one on there last week for a Kia proceed that was close to £200 a month that looked ok.
Just make sure you do all the sums and your happy with the outcome.
There isn’t much interesting around for under £300 a month but there are some deals on Nissans etc
There was one on there last week for a Kia proceed that was close to £200 a month that looked ok.
Just make sure you do all the sums and your happy with the outcome.
jolt321 said:
Hi all, first time poster. I usually try the hotukdeals forums when i have a motoring question but decided to try pistonheads after continually ending up here reading through the threads for advice.
Anyway, Im currently at my wits end with my car. I have spent in excess of £8000 over the last 2 years on my BMW x3 and i now think its going to be a write off. its a 2011 and has 130,000 miles on it. it has recently broke down when i was towing my caravan, shortly after having 2 turbo replacements and a timing chain replacement. The RAC mechanic has put down that its possible engine failure again.
I have decided enough is enough and i want to buy a new car. I have always bought second hand in the past. The last time i purchased a car, i got a personal loan and bought something outright. When i got a personal loan for the BMW X3 around 7 years ago, the interest rate was something like 2.5% for me. i think i paid £16,000, the car was 5 years old with 45,000
I have just been having a look at the starting prices of some of the family sized SUV's and im still in a state of shock. It looks like i would need to take a personal loan out of at least £40'000 for something, Which is not really ideal.
Which brings me to leasing or PCP. i have never leased a car but a quick search of the skodia kodiak sport ( whatcar touring car of the year 2023) shows that i would need to put down a considerable deposit and i would still me making repayments of around £600-£700 a year!
can anyone offer some advice. be it on leases, family SUVS, recommended companies etc
thanks in advance!
You can get a Kia Sorento that still has 4 Years of Warranty left:Anyway, Im currently at my wits end with my car. I have spent in excess of £8000 over the last 2 years on my BMW x3 and i now think its going to be a write off. its a 2011 and has 130,000 miles on it. it has recently broke down when i was towing my caravan, shortly after having 2 turbo replacements and a timing chain replacement. The RAC mechanic has put down that its possible engine failure again.
I have decided enough is enough and i want to buy a new car. I have always bought second hand in the past. The last time i purchased a car, i got a personal loan and bought something outright. When i got a personal loan for the BMW X3 around 7 years ago, the interest rate was something like 2.5% for me. i think i paid £16,000, the car was 5 years old with 45,000
I have just been having a look at the starting prices of some of the family sized SUV's and im still in a state of shock. It looks like i would need to take a personal loan out of at least £40'000 for something, Which is not really ideal.
Which brings me to leasing or PCP. i have never leased a car but a quick search of the skodia kodiak sport ( whatcar touring car of the year 2023) shows that i would need to put down a considerable deposit and i would still me making repayments of around £600-£700 a year!
can anyone offer some advice. be it on leases, family SUVS, recommended companies etc
thanks in advance!
https://www.autotrader.co.uk/car-details/202309051...
KX-2 & this will cost half of your budget:
https://www.autotrader.co.uk/car-details/202308100...
Ford Edge Vignale, you get an AUC with a warranty that you could extend for peace of mind:
https://www.autotrader.co.uk/car-details/202310173...
ST Line:
https://www.autotrader.co.uk/car-details/202310052...
Grand Cherokee Overland which should still have the balance of its 5-3-5 warranty left:
https://www.autotrader.co.uk/car-details/202310263...
Stelvio again with the balance of 5-3-5 warranty:
https://www.autotrader.co.uk/car-details/202310213...
https://www.autotrader.co.uk/car-details/202310263...
Santa Fe:
https://www.autotrader.co.uk/car-details/202310233...
Leftfield
Genesis Shooting Brake:
https://www.autotrader.co.uk/car-details/202309182...
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