Insurance quote validity
Insurance quote validity
Author
Discussion

Scaleybrat

Original Poster:

772 posts

235 months

Thursday 8th February 2024
quotequote all
My stepson is impatiently waiting to pick up a car in a private sale. He got an insurance quote for the car last week and it is saved for when he picks up the car. The hold up is waiting for the arrival of the V5 as the current owner is removing a personal registration number and the car will revert to its original number. My stepson is beginning to panic that when he goes to insure the car, hopefully tomorrow, his saved quote will be invalid because the registration number has changed and the premium will be significantly increased. Does anybody have any first hand experience of this scenario or any advice to ensure his original quoted price is still valid? Does it need a phone call to the insurer or is there some internet wizardry that negates sitting in a phone queue trying to get the car insured?

BertBert

21,270 posts

241 months

Thursday 8th February 2024
quotequote all
It's the same car so why would the premium suddenly go up?

Why not buy the policy now? Problem solved. Not that there is likely to be a problem.

66HFM

879 posts

55 months

Friday 9th February 2024
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BertBert said:
It's the same car so why would the premium suddenly go up?

Why not buy the policy now? Problem solved. Not that there is likely to be a problem.
Sounds like a good solution, he may need to then pay an 'admin fee' of £25 or so to change the reg number although some are £0...
Either that or pick up the phone and speak to a human

Scaleybrat

Original Poster:

772 posts

235 months

Friday 9th February 2024
quotequote all
Premium went up £10/month so he got on the dog and bone to sort it out. Changing reg number before hitting buy now wasn’t an option. All sorted now, lovely drive to Glasgow in the rain this evening to pick it up.