HMRC Mileage claim - company car but use private car
HMRC Mileage claim - company car but use private car
Author
Discussion

Flycat

Original Poster:

7 posts

72 months

Sunday 25th February 2024
quotequote all
I have a company car (electric) which I pay company car tax ( was 0 but soon to be a minimal%) and get paid a mileage rate in line with HMRC fuel rates for business miles.

If I use my own personal car for business use (wife may be using company car and as its diesel I like to take it for long run every few weeks to clean DPF) I get paid the fuel rates in line with the HMRC - around 18p a mile, if I remember correctly. Wife is insured on company car and personal car has business insurance and company does not care which car I use.

Now the question I have is, can I claim the difference in the 45p per mile less the 18p I get paid for fuel, on my self assessment for using my private car ……or this is a no.

Am I being greedy !?! And it’s not allowed to claim as I have a company car and not using it.
Thanks in advance

Sheepshanks

39,479 posts

143 months

Sunday 25th February 2024
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I suspect if HMRC ever checked they’d think you were taking the piss.

What’s your wife using the company car for? We had an issue with an employee’s wife using the car to go on training course and it transpired cover for non-employees was sd&p only.

Flycat

Original Poster:

7 posts

72 months

Sunday 25th February 2024
quotequote all
To clarify - Wife does not work - she uses the company car for social and domestic only, she is a named driver on company car insurance.
She prefers it to our other cars - electric easy to drive.

I can not guidance anywhere on line.

Sheepshanks

39,479 posts

143 months

Monday 26th February 2024
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Flycat said:
I can not guidance anywhere on line.
With a bit of Googling, this discussion comes up, which also seems to cover why you can’t find guidance: https://www.accountingweb.co.uk/any-answers/claim-...

The most surprising thing is that your employer allows it. But I suppose it’s no different from taking the train and them paying for it, rather than using your company car.

Flycat

Original Poster:

7 posts

72 months

Monday 26th February 2024
quotequote all
Thanks Sheepshanks !

Follows my thinking ….can not find anywhere that says you can not make the claim on private car use if you have a company car.

In fairness the company car is fully paid up and an electric car (rear wheel drive / summer tyres in snowy conditions plus poor charging facilities for long distance 🤗🤗🤗) is not always suitable for business use compared to a trusty 4*4 Diesel.

jonwm

2,680 posts

138 months

Tuesday 27th February 2024
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The only thing I would say with this is that you are obviously trying to get the best of both worlds, HMRC know you have a company car and will see that you are also claiming private mileage.

Depending on your mileage, its not that big of an amount you claim back, you also have a "free car" your wife uses, for the sake of not wating HMRC looking into your affairs I'd not bother claiming from HMRC and just claim from your work the recommended amount (if they are happy as you say they are).

You say that work are fine with you not using your company car for work, I used to work at a huge global company, cars were split onto "job need" and "status", even with status cars if your wife had an accident whilst you were at work I wouldn't want to be explaining to HR why.
I'd like it in writing they were happy for you to let your wife use your car whilst you are at work to cover myself, unless you work at a decent smaller place that are good with things like that, I've always worked for corporations and can pretty much guarantee they would try and say I should be in it for work!

Like I said at the start, you obviously have a decent job to have a good company car so at the risk of HMRC being idiots about it I'd just not bother, its really not that much!

Flycat

Original Poster:

7 posts

72 months

Wednesday 28th February 2024
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Thanks - yes you are probably right - it would be a few hundred £ only.

Just to clarify the car is a salary sacrifice car, but classified as company car by HMRC and my wife is named on the insurance and I pay extra for it.

Thanks