Motorhome Insurance

[chappj]

Seeking recommendations of motorhome insurance specialists as we are surprised at how few companies will cover a 2024 Adria Twin with tracker.

thanks

[Scrump]

I use comfort insurance.

[valiant]

Take it you’ve tried Comfort?

We had our very similar Malibu 640 insured with them sans tracker and it wasn’t a problem and at reasonable cost.

Ours was kept in ‘gold’ level storage though.

[Spuffington]

Safeguard Insurance for me - have been using them for about 10yrs across various different vans. My current Knaus BoxDrive 600XL has a tracker (I thought anything over £80k would need one anyway).

[HarryW]

Another vote for Comfort, they are agents for Avivia.

Needs to stored on your property (on the drive is fine) or in a recognised ‘gold’ storage site.

[Johnnybee]

Caravan Guard insure our Adria. The renewal this year was only £8 more than last year too so more than happy with that after the scare stories of huge rises.

[chappj]

Thanks for the recommendations. We’ve gone with Comfort at £700/yr with S5 tracker, stored in private driveway with locked gates.

Premium seems high to me relative to our other cars. Value + lack of available no claims to transfer over seems to be the problem.

[HarryW]

chappj said:

Thanks for the recommendations. We’ve gone with Comfort at £700/yr with S5 tracker, stored in private driveway with locked gates.

Premium seems high to me relative to our other cars. Value + lack of available no claims to transfer over seems to be the problem.

Yes does seem a bit high even for comfort.
How did that compare to other quotes though?
I should have mentioned before but I hope you rang them up and didn’t use an online tool, always cheaper to speak to them. Also using realistic mileage of say 5000pa not default 12000 miles…

[toon10]

I used safeguard for my campervan, and they were spot on. It had a lot of modifications from the convertor and when I called up the guy told me that it's all classed as part of the conversion, and I didn't need to declare any mods. It had coil overs, 20" Rohana wheels, side bars, etc. I was dreading telling them about everything as I thought it would add to the premium. Decent price too.

[i4got]

Are you aware that there is a specific motorhome comparison section at compare the market.

https://motorhome.comparethemarket.com/motorhome/c...

Edited by i4got on Monday 11th March 16:34

[chappj]

HarryW said:

chappj said:

Thanks for the recommendations. We’ve gone with Comfort at £700/yr with S5 tracker, stored in private driveway with locked gates.

Premium seems high to me relative to our other cars. Value + lack of available no claims to transfer over seems to be the problem.

Yes does seem a bit high even for comfort.
How did that compare to other quotes though?
I should have mentioned before but I hope you rang them up and didn’t use an online tool, always cheaper to speak to them. Also using realistic mileage of say 5000pa not default 12000 miles…

It was the cheapest quote! All price enquires were over phone rather than comparison websites (which in my experience are always less competitive). Mileage is 6-8k.

I suspect (hope!) it will go down next year with 1yr no claims for motorhome insurance. We have full NCB on other vehicles but you can’t use this across multiple (which feels unfair to me)