Funding care home annuity

[PositronicRay]

Can you use the taxable part of a pension pot to fund without incuring income tax? Or do you need to cash it in 1st therefore incuring tax, prior to purchase?

[alscar]

Iirc the funding for a care home annuity / immediate needs annuity can come from any funds but I don’t think there are any allowances or dispensations for a payment from a pension without paying tax first unless of course it comes from the tax free cash element of a pension.
That said my only experience of taking out an immediate needs annuity was as the LPA for a relative so I used their sold house funds.Not a cheap experience although it has “ saved “ some inheritance tax payable.

[PositronicRay]

Thank you.