Second credit card with the same bank

[Djh91]

So i'll shortly be starting a new role, where travel will be involved and i'll be paying for hotels/food etc then claiming it back.

I currently have a personal credit card through Halifax that i use frequently.

Ideally for the new role i'd like to take out a second card that i purely pay for anything work related on - I'm aware it's not necessary but makes it easier for me to keep track of and manage, pay for everything on that, claim it back, pay it off.

From what i read online there's no reason i cannot have a second credit card with the same bank - Is there any disadvantage to this?

For pure simplicity it means i can keep it on the same app etc etc.

I'm not against having it somewhere else if there is a benefit to this? spending will be 99% of the time within UK & Ireland.

Thanks

Edited by Djh91 on Wednesday 4th September 08:49

[alscar]

Can’t see the disadvantage assuming Halifax let you and have different cards to offer but getting a different card from a different provider probably isn’t too difficult , app issue aside.
I have 2 Barclaycards - one for everyday use and one for Internet only purchases.

[zsdom]

Some banks dont allow customers to have 2 credit cards, I work for a bank & it’s only very recently allowed customers to have 2, they wont allow 2 of the same types though (2x Visa cards is a no no but 1 Visa & 1 Mastercard is ok)

I’d definately look elsewhere though, have a look for a cashback card or one with a points reward system, if it’s juat for work expenses make it work for you

[fat80b]

I've had multiple cards with several providers over the years.

But I'd echo the comment above - go for the card that gives you the biggest cashback/ cashback equivalent as a perk.

I personally use the BA Amex black (has an annual fee) and collect BA avios. I also then have a Virgin Mastercard as a backup.

This means that whatever we spend (work or home life), we collect airmiles which I then spend on the family for trips away.