Garage cracked my windscreen while working on car
Discussion
They have admitted they did the damage and it will be a replacement screen needed but they have asked me to go through my own insurance and they will pay the excess.
I'm not sure I'm happy with this. I understand my no claims bonus won't be affected but surely I will have to declare this claim for the next 5 years and would I be denied an extra years ncd for this year because of it?
I'm not sure I'm happy with this. I understand my no claims bonus won't be affected but surely I will have to declare this claim for the next 5 years and would I be denied an extra years ncd for this year because of it?
Mw198t said:
They have admitted they did the damage and it will be a replacement screen needed but they have asked me to go through my own insurance and they will pay the excess.
I'm not sure I'm happy with this. I understand my no claims bonus won't be affected but surely I will have to declare this claim for the next 5 years and would I be denied an extra years ncd for this year because of it?
My windscreen claim went straight to the windscreen company & didnt contact my insurance, at renewal I asked if I needed to declare a windscreen claim & they said noI'm not sure I'm happy with this. I understand my no claims bonus won't be affected but surely I will have to declare this claim for the next 5 years and would I be denied an extra years ncd for this year because of it?
Mw198t said:
They have admitted they did the damage and it will be a replacement screen needed but they have asked me to go through my own insurance and they will pay the excess.
I'm not sure I'm happy with this. I understand my no claims bonus won't be affected but surely I will have to declare this claim for the next 5 years and would I be denied an extra years ncd for this year because of it?
They need to take ownership of the situation. The car was in their care. I'm not sure I'm happy with this. I understand my no claims bonus won't be affected but surely I will have to declare this claim for the next 5 years and would I be denied an extra years ncd for this year because of it?
I had two new windscreen within a week, and have had five in total over the years, and none has any effect on my NCB or renewal premium, or at least mine never have.
Just had to pay the excess and that was it. Never had to mention them at renewal because the question has never been asked.
I agree with Glassman though, they should have their own insurance for such incidents you would think.
Just had to pay the excess and that was it. Never had to mention them at renewal because the question has never been asked.
I agree with Glassman though, they should have their own insurance for such incidents you would think.
Edited by Monkeylegend on Monday 9th September 18:22
andy43 said:
No, a cracked screen doesn't affect NCB or premiums.
Some inscos will suspend NCB for a year after a windscreen claim. There will be a claw-back somewhere. zsdom said:
My windscreen claim went straight to the windscreen company & didnt contact my insurance, at renewal I asked if I needed to declare a windscreen claim & they said no
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