Range rover insurance

Range rover insurance

Author
Discussion

Piston2022

Original Poster:

104 posts

29 months

Thursday 26th September 2024
quotequote all
I really like to buy a range rover auto biography and their prices are dirt cheap now probably because no one insures them.

Cheapest I can find is 3.5k in comparison website and that is tesco then next cheapest is 5.5k

I am in London and one of my mate has a range rover sport in leeds / paying 1.5 k. Tried his post code out of curiosity and still same price

I have 13 years of ncb, over 35 years old and no accidents. How so insurance price these up where a mate of mine with less ncb and same age cheaper than me

Tried range rover website and they don’t offer cover to me!

Ed Moses

677 posts

133 months

Thursday 26th September 2024
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There is a large, long thread on this topic over in the Land Rover section - https://www.pistonheads.com/gassing/topic.asp?h=0&...

Phateuk

785 posts

150 months

Thursday 26th September 2024
quotequote all
Piston2022 said:
I really like to buy a range rover auto biography and their prices are dirt cheap now probably because no one insures them.

Cheapest I can find is 3.5k in comparison website and that is tesco then next cheapest is 5.5k

I am in London and one of my mate has a range rover sport in leeds / paying 1.5 k. Tried his post code out of curiosity and still same price

I have 13 years of ncb, over 35 years old and no accidents. How so insurance price these up where a mate of mine with less ncb and same age cheaper than me

Tried range rover website and they don’t offer cover to me!
Because a large portion of the gangs stealing these are based in London, or target London unfortunately for you.

I pay £600 for mine in east mids

KungFuPanda

4,501 posts

183 months

Thursday 26th September 2024
quotequote all
I’ve got a 2018 Vogue SE and my annual policy is £1200. 45, over 20 years NCB and in Manchester City Centre.

Decky_Q

1,767 posts

190 months

Thursday 26th September 2024
quotequote all
Also a range rover is a completely different vehicle to a range rover sport.

Piston2022

Original Poster:

104 posts

29 months

Thursday 26th September 2024
quotequote all
I even tried leeds post code with no luck, where do you get those prices from ? confused/go compare?

I tried confused/ go compare and few brokers

ds666

2,963 posts

192 months

Thursday 26th September 2024
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I’ve just checked as I’m considering a new one and was worried about all the stories - it would be no dearer than my current Porsche Taycan , which was a pleasant surprise

KungFuPanda

4,501 posts

183 months

Thursday 26th September 2024
quotequote all
Piston2022 said:
I even tried leeds post code with no luck, where do you get those prices from ? confused/go compare?

I tried confused/ go compare and few brokers
I’m with Esure Flex. They’re pretty cheap.

soxboy

6,964 posts

232 months

Thursday 26th September 2024
quotequote all
Piston2022 said:
I even tried leeds post code with no luck, where do you get those prices from ? confused/go compare?

I tried confused/ go compare and few brokers
I’ve got a Leeds postcode. After watching a recent DadsCars video on YouTube I ran a quote just to be nosey - £800 through Gocompare for a 2015 Vogue SE. Aged 50, full NCB.

DonkeyApple

61,376 posts

182 months

Thursday 26th September 2024
quotequote all
Piston2022 said:
I really like to buy a range rover auto biography and their prices are dirt cheap now probably because no one insures them.

Cheapest I can find is 3.5k in comparison website and that is tesco then next cheapest is 5.5k

I am in London and one of my mate has a range rover sport in leeds / paying 1.5 k. Tried his post code out of curiosity and still same price

I have 13 years of ncb, over 35 years old and no accidents. How so insurance price these up where a mate of mine with less ncb and same age cheaper than me

Tried range rover website and they don’t offer cover to me!
Unfortunately, if you have a postcode where the average person opts to leave their Range Rover out on the street for collection like an old fridge then the insurance industry has decided it no longer wishes to ask all its other customers to pay for the absence of policing.

The cars are now great value but only for those who live in areas where most people hide their valuables away from 'collectors'.

Piston2022

Original Poster:

104 posts

29 months

Thursday 26th September 2024
quotequote all
Crazy as I don’t even get quoted on comparison websites

Jamescrs

5,134 posts

78 months

Thursday 26th September 2024
quotequote all
Piston2022 said:
Crazy as I don’t even get quoted on comparison websites
Makes me think there is something in the profile you generate which insurers don't like. I have no idea what that could be though

GetCarter

30,038 posts

292 months

Thursday 26th September 2024
quotequote all
As mentioned, location. There has never been a car stolen from my postcode.

Here: 2024 RR fully comp = £640 p.a.

Loads cheaper on the net, but I've been with my lot for ages, so will stick with them as they facilitate lots of 'one day' stuff.

Piston2022

Original Poster:

104 posts

29 months

Thursday 26th September 2024
quotequote all
Maybe because they know my London address and when trying to change to leeds then triggers something

No cjj no points so not sure why. My other car insurance are £650 which is decent in london

MustangGT

12,860 posts

293 months

Thursday 26th September 2024
quotequote all
DonkeyApple said:
Unfortunately, if you have a postcode where the average person opts to leave their Range Rover out on the street for collection like an old fridge then the insurance industry has decided it no longer wishes to ask all its other customers to pay for the absence of policing.

The cars are now great value but only for those who live in areas where most people hide their valuables away from 'collectors'.
Not necessarily true. I got a quote for a RRS of 2012 vintage, my regular insurer said a straight 'No', I ended with a quote 3 times the price of the newer MB GLE I ended up with.

I would not touch a more modern one in any way shape or form, their reliability is not good enough for me.

vikingaero

11,760 posts

182 months

Thursday 26th September 2024
quotequote all
GetCarter said:
As mentioned, location. There has never been a car stolen from my postcode.

Here: 2024 RR fully comp = £640 p.a.

Loads cheaper on the net, but I've been with my lot for ages, so will stick with them as they facilitate lots of 'one day' stuff.
biggrin

Most thieves would have to steal fuel first to travel to IV54 to steal cars!

bimjim

261 posts

176 months

Friday 27th September 2024
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I don't think using random postcodes to get insurance quotes is useful, as many insurers run soft credit checks to verify that you actually live at the address provided.

If the address doesn’t match your credit file, it raises red flags for the insurer, and they may either decline to quote or increase the price to account for the perceived higher risk.

W4NTED

756 posts

227 months

Friday 27th September 2024
quotequote all
Range rover Insurance wont provide a quote - the irony biggrin