Shortest Period Between Insurance Claims
Shortest Period Between Insurance Claims
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randomcharacter

Original Poster:

32 posts

242 months

Tuesday 12th November 2024
quotequote all
I left my house this morning to find that someone had keyed all down the side of my car. Still fuming, I took pictures and submitted an online claim (my first in at least a decade!) to my insurers.

A couple of hours later, I popped into the doctors... but not before having a collision with a car that was reversing out of a parking space. I've just finished submitting this as an online claim (my first in at least two hours!) to my insurers.

Can anyone beat this record?

Edited by randomcharacter on Tuesday 12th November 11:53

Miocene

1,717 posts

186 months

Tuesday 12th November 2024
quotequote all
Can't beat that, but I did write a car off within 5 hours of picking it up.

The phrase 'watch this' was not involved, on this occasion.

sortedcossie

965 posts

157 months

Tuesday 12th November 2024
quotequote all
My other half had two incidents within 30 seconds.

Parked in a car parking space, chap pulls in in a Range Rover - rubs his front bumper down both passenger side doors. As my wife gets out, looks in door mirror, clear, then a woman came bombing in from no where and caught the drivers door as it was opening. Opened up a Toyota Aygo like a tin of beans, no way she was doing speeds suitable for a car park.

Ended up the guy in the Range paid our local bodyshop for his damage to us, then the door and Aygo went through 50/50 insurance.

Olivergt

2,252 posts

110 months

Tuesday 12th November 2024
quotequote all
If it's the time between the incidents, then surely when mulitple cars are involved they will potentially happen within seconds. But also, may involve claims on different policies.

I think the criteria needs to be tightened up.

Multiple claims on the same policy within the shortest time.

randomcharacter

Original Poster:

32 posts

242 months

Tuesday 12th November 2024
quotequote all
sortedcossie said:
My other half had two incidents within 30 seconds.

Parked in a car parking space, chap pulls in in a Range Rover - rubs his front bumper down both passenger side doors. As my wife gets out, looks in door mirror, clear, then a woman came bombing in from no where and caught the drivers door as it was opening. Opened up a Toyota Aygo like a tin of beans, no way she was doing speeds suitable for a car park.

Ended up the guy in the Range paid our local bodyshop for his damage to us, then the door and Aygo went through 50/50 insurance.
That’s going to be hard to beat!

Baldchap

9,624 posts

121 months

Tuesday 12th November 2024
quotequote all
Many years ago my missus at the time crashed my car into my other car. Does that count as two?

randomcharacter

Original Poster:

32 posts

242 months

Tuesday 12th November 2024
quotequote all
Baldchap said:
Many years ago my missus at the time crashed my car into my other car. Does that count as two?
I've had that also, a few years ago. My father-in-law drove my Civic through my garage door, pushing my much-loved Ferrari into the back wall of the garage (a fridge freezer was further collateral damage). biglaugh







Cambs_Stuart

3,530 posts

113 months

Tuesday 12th November 2024
quotequote all
randomcharacter said:
Baldchap said:
Many years ago my missus at the time crashed my car into my other car. Does that count as two?
I've had that also, a few years ago. My father-in-law drove my Civic through my garage door, pushing my much-loved Ferrari into the back wall of the garage (a fridge freezer was further collateral damage). biglaugh


Wow. What had you done to upset him that much?

GT03ROB

14,023 posts

250 months

Tuesday 12th November 2024
quotequote all
Baldchap said:
Many years ago my missus at the time crashed my car into my other car. Does that count as two?
Many years ago, my then neighbor , crashed one of his cars into the other. He was building a cobra replica that was all finished bar the shouting & on axle stands in his garage. The garage door was open. He put his other car into reverse so he could shut the garage door. Pushed on the accelerator, only he was in drive not reverse & promptly parked his 200zx under the cobra knocking it off the axle stands.

Wasn't a happy bunny/

randomcharacter

Original Poster:

32 posts

242 months

Tuesday 12th November 2024
quotequote all
Cambs_Stuart said:
randomcharacter said:
Baldchap said:
Many years ago my missus at the time crashed my car into my other car. Does that count as two?
I've had that also, a few years ago. My father-in-law drove my Civic through my garage door, pushing my much-loved Ferrari into the back wall of the garage (a fridge freezer was further collateral damage). biglaugh


Wow. What had you done to upset him that much?
I did think that at the time, but I've since convinced myself that it must have been a genuine mistake. :-)

Short Grain

3,435 posts

249 months

Tuesday 12th November 2024
quotequote all
GT03ROB said:
Many years ago, my then neighbor , crashed one of his cars into the other. He was building a cobra replica that was all finished bar the shouting & on axle stands in his garage. The garage door was open. He put his other car into reverse so he could shut the garage door. Pushed on the accelerator, only he was in drive not reverse & promptly parked his 200zx under the cobra knocking it off the axle stands.

Wasn't a happy bunny/
Bloody Hell. furious wouldn't cut it!