No home insurance for 1 day

[r44flyer]

Hello all...
This might be a daft question but if I renewed our home insurance with another provider for the wrong date, and we have a gap of just 1 day... does that create a problem with insurer or mortgage provider?

[TownIdiot]

Only if it burns down on that day.

[r44flyer]

I was thinking more along the lines of a continuous insurance clause or some such thing.

[TownIdiot]

r44flyer said:

I was thinking more along the lines of a continuous insurance clause or some such thing.

Your mortgage provider will insist on insurance being in force but if it is only a one day gap then there isn't anything to worry about.

And there's no compulsory insurance on buildings so no other issues.

[GasEngineer]

I always thought that there was an issue with eg a subsidence claim if there is a gap (even one day) in buidings insurance.

The new insurer could say that the problem existed when the insurance was taken out so not covered.

[Spare tyre]

Don’t risk it

[alscar]

The chances of a loss during the 24 hours you are uninsured is probably small but why risk it ?
Just ask the new Insurer to change the inception date so that the expiring and new policies run concurrently.

[AyBee]

Surely preferred option is to get on the phone to the insurer and see if you can bring it forward by a day?