Name On V5C
Author
Discussion

jkender

Original Poster:

6 posts

21 months

Saturday 21st December 2024
quotequote all
What is the consensus on the name you put on a cars V5C when purchasing? Full (including all middle names) or just First/Last name?

I've always put my middle names, but with the V5C being quite a 'public' document these days (parking companies, number plate makers etc), am erring towards just First and Last name.


andy43

13,177 posts

283 months

Saturday 21st December 2024
quotequote all
jkender said:
What is the consensus on the name you put on a cars V5C when purchasing? Full (including all middle names) or just First/Last name?

I've always put my middle names, but with the V5C being quite a 'public' document these days (parking companies, number plate makers etc), am erring towards just First and Last name.
If someone wants to hunt you down them knowing your middle name isn’t going to make much difference.
Maybe start an offshore shell company and use their details for the V5?
The local council will never send your parking fines all the way to the Cayman Islands.

jkender

Original Poster:

6 posts

21 months

Saturday 21st December 2024
quotequote all
You may well laugh but even the DVLA are warning people about it...

"The Driver and Vehicle Licensing Agency (DVLA) is warning drivers to keep their motoring documents protected to ensure they do not get scammed."

"It added: “Don’t share photos of your V5C log book on social media or selling sites, as scammers can use them for identity theft.”

I was just wondering the consensus on here!!

alscar

9,762 posts

242 months

Saturday 21st December 2024
quotequote all
It’s more about being aware of who gets to see the V5 as opposed to whether your middle name is on there or not.

Hol

9,316 posts

229 months

Saturday 21st December 2024
quotequote all
alscar said:
It’s more about being aware of who gets to see the V5 as opposed to whether your middle name is on there or not.
That would be my interpretation.
They have always warned people not to share tbe ID codes so nothing can be done online.

jkender

Original Poster:

6 posts

21 months

Saturday 21st December 2024
quotequote all
They specifically use the term 'identity theft' which obviously needs personal details such as full name, address etc to carry out.

As for controlling who sees it, you simply can't. Multiple entities can obviously get owner details from DVLA, and who knows who works for them and what they might do with those details.

Edited by jkender on Saturday 21st December 13:54

andy43

13,177 posts

283 months

Saturday 21st December 2024
quotequote all
I think the argument is that a photo of your V5 can be printed off and used as ID.
If various agencies only have your name and address I can’t see how that’s any more of a risk with a car than a gas bill or bank statement - I’ve had to upload both several times for ID purposes.
Companies House is a bigger risk for ID theft, for example, if you’re a business owner.

Trustmeimadoctor

14,364 posts

184 months

Saturday 21st December 2024
quotequote all
There was an advert for a macan I was looking at on trader I front of a very very nice house with a full photo of the owners name address and everything all v5 numbers shown too was quite surprised as it was a trade advert so you would think they would know better

alscar

9,762 posts

242 months

Saturday 21st December 2024
quotequote all
jkender said:
They specifically use the term 'identity theft' which obviously needs personal details such as full name, address etc to carry out.

As for controlling who sees it, you simply can't. Multiple entities can obviously get owner details from DVLA, and who knows who works for them and what they might do with those details.

Edited by jkender on Saturday 21st December 13:54
It’s surprisingly easy to get hold of anyones name and address to try and use for ID theft purposes but “ most “ entities then use their own check systems to then verify or otherwise.
Just name and address ( whether full name or just first and last ) is enough to try and get a fraudulent car insurance policy but then then the afore mentioned checks come into play to prevent this going further.
What is surprising ( or perhaps not ) is that this type of ID theft doesn’t seem to be viewed by the Authorities as a criminal offence.


jkender

Original Poster:

6 posts

21 months

Saturday 21st December 2024
quotequote all
It's horrendous!

But surely not knowing someone's middle name/s is a big barrier to anything serious in terms of identity theft.

Looking at X, the DVLA have stated:

"You don't have to provide your middle name on your V5C if you don't want to."

"Hi Pippa, it doesn't matter if your middle name isn't included on the V5C."


Trustmeimadoctor

14,364 posts

184 months

Saturday 21st December 2024
quotequote all
It also doesn't have to be on your passport

jkender

Original Poster:

6 posts

21 months

Saturday 21st December 2024
quotequote all
Didn't know that, I thought Birth Certificate, Driving License, NHS, NI and Passport had to be your absolute full names, as these are core identity documents.

So who puts their middle name on their V5C and who doesn't on here?! Would be interested in a straw poll.

alscar

9,762 posts

242 months

Saturday 21st December 2024
quotequote all
jkender said:
It's horrendous!

But surely not knowing someone's middle name/s is a big barrier to anything serious in terms of identity theft.

Looking at X, the DVLA have stated:

"You don't have to provide your middle name on your V5C if you don't want to."

"Hi Pippa, it doesn't matter if your middle name isn't included on the V5C."
It may indeed be a barrier but I would suggest a very small one.
My name and address was used to try and get an insurance policy and when I was written to by the companies involved who had done their checks and cancelled it abinitio it was only my first and last name name they used.

jkender

Original Poster:

6 posts

21 months

Saturday 21st December 2024
quotequote all
Yes insurance doesn't care about middle names for some reason.

Banks etc do though.