Cheap insurance car for a young adult

[tdns07]

Hi all,

I was wondering if you would be able to help me with a bit of confusion I'm having with car insurance. I'm aiming to pass my driving exams in a couple of years time (saving up, plus family events), but I'm wondering what a good car is for cheap insurance. By the time I have enough money to drive, I should hopefully have somewhere between £3k - £5k in budget for both a car, tax, and insurance.

By the time I pass my driving tests/theory, I'll be about 19y/o, which, from what I've looked at on GoCompare, really helps with insurance costs. The insurance goes down from about £5k annually, to about £1.5k - £2k annually, which is a bit better.

Anyways, before I start ranting about insurance, I'm wondering what's a good cheap car for insurance, and also for reliability. I've heard information saying that buying a car that "old people would drive" is helpful for insurance, although it seemed to only make my insurance higher.

I've got a small list of cars that might work, such as:

- MK2 Honda Jazz
- MK1 Kia Picanto
- MK2(?) Hyundai i10

Although I haven't got any other ideas that won't completely empty my wallet.

If someone could advise, I would be very happy. Also if you've read this far, I apologise for the slight chaos of this post - I'm terrible at forum things.

Thank you,
Nightshade

[Drabbesttunic]

My daughter has just passed, she's 18 and drives a 2006 1.6 Mini One Seven, insured fully comp with her Mum and Dad as named drivers for under £1200

[tdns07]

Thank you for replying. I've heard conflicting info about fully comp vs 3rd party fire and theft. Some people say fully comp is cheaper, while others say 3rd party fire and theft is cheaper. I'll look into getting an older car (when I can afford it)

[trevalvole]

The most frequent recommendation on here is a Toyota Aygo / Peugeot 107 / Citroen C1 which are all the same car (I think they also did a 1.2 in the C1, which iirc should be avoided, and a diesel too, again probably best avoided).

[Deerfoot]

My son has just passed, he's 18 and insurance on a Skoda Citigo is remarkably reasonable.

There's no point telling you the cost because of the many variables involved with insurance such as location etc.

The Citigo is a decent car as well, for the money we paid (far less than your budget) it's great.

[Somebody]

We had the very same issue a few years ago.

It was a choice between the Up/Citigo and the gen 2 i10. They chose the i10.

[ConnectionError]

My son ended up with a Ford Focus

Lower insurance than a Fiesta etc.

[tdns07]

Thank you to everyone who's replied to my post - I really appreciate it. I'll take a look at all of the cars you've all suggested

[ZX10R NIN]

tdns07 said:

Hi all,

I was wondering if you would be able to help me with a bit of confusion I'm having with car insurance. I'm aiming to pass my driving exams in a couple of years time (saving up, plus family events), but I'm wondering what a good car is for cheap insurance. By the time I have enough money to drive, I should hopefully have somewhere between £3k - £5k in budget for both a car, tax, and insurance.

By the time I pass my driving tests/theory, I'll be about 19y/o, which, from what I've looked at on GoCompare, really helps with insurance costs. The insurance goes down from about £5k annually, to about £1.5k - £2k annually, which is a bit better.

Anyways, before I start ranting about insurance, I'm wondering what's a good cheap car for insurance, and also for reliability. I've heard information saying that buying a car that "old people would drive" is helpful for insurance, although it seemed to only make my insurance higher.

I've got a small list of cars that might work, such as:

- MK2 Honda Jazz
- MK1 Kia Picanto
- MK2(?) Hyundai i10

Although I haven't got any other ideas that won't completely empty my wallet.

If someone could advise, I would be very happy. Also if you've read this far, I apologise for the slight chaos of this post - I'm terrible at forum things.

Thank you,
Nightshade

I've found that going away from the regular first car options can yield some good results insurance wise & give you a nicer place to be.

Mazda3:

https://www.autotrader.co.uk/car-details/202412117...

Astra Excite these will have connectivity too:

https://www.autotrader.co.uk/car-details/202411186...

https://www.autotrader.co.uk/car-details/202409133...

https://www.autotrader.co.uk/car-details/202412177...

Civic SE:

https://www.autotrader.co.uk/car-details/202412127...

https://www.autotrader.co.uk/car-details/202406190...

Ti:

https://www.autotrader.co.uk/car-details/202412127...

Use the reg's to see what numbers you get.

[TDRPLF]

trevalvole said:

The most frequent recommendation on here is a Toyota Aygo / Peugeot 107 / Citroen C1 which are all the same car (I think they also did a 1.2 in the C1, which iirc should be avoided, and a diesel too, again probably best avoided).

My brother, 18, passed and was gifted a C1, ~£3.5k insurance, with named drivers on it, not the best postcode, but wow. Feel for the guy..