No win no fee solicitors
Discussion
A no-win, no-fee solicitors is also
a win = fee solicitors
if what you describe is accurate there is a clear case against the hit and run car, so such a solicitors will charge up to 25% as a fee
An insurance company might charge you your excess, and you can often claim that back against the other party
so your only cost is potential raised premiums in years to come
but the insurance questions are such that you would still have to declare this to future insurance companies as they ask about accidents, not insurance claims (e.g. parking a car in an area high at risk for hit and run is a relevant factor in setting your premium)
So going via a solicitor will end in the same financial scenario but having given away poss. 25% of the claim - why?
the only reason I can think of is that your car would be checked out by the insurance company and there are undeclared modifications which you worry might mean that your insurance is cancelled - if that is not the case, then use the insurance company
a win = fee solicitors
if what you describe is accurate there is a clear case against the hit and run car, so such a solicitors will charge up to 25% as a fee
An insurance company might charge you your excess, and you can often claim that back against the other party
so your only cost is potential raised premiums in years to come
but the insurance questions are such that you would still have to declare this to future insurance companies as they ask about accidents, not insurance claims (e.g. parking a car in an area high at risk for hit and run is a relevant factor in setting your premium)
So going via a solicitor will end in the same financial scenario but having given away poss. 25% of the claim - why?
the only reason I can think of is that your car would be checked out by the insurance company and there are undeclared modifications which you worry might mean that your insurance is cancelled - if that is not the case, then use the insurance company
No solicitor will touch this on a no win, no fee basis.
Vehicle damage claims are normally quite low value when compared to personal injury claims . If the repair costs are under £10k, the matter will be allocated to the Small Claims Track where no costs are recoverable even if successful.
Vehicle damage claims are normally quite low value when compared to personal injury claims . If the repair costs are under £10k, the matter will be allocated to the Small Claims Track where no costs are recoverable even if successful.
Piston2022 said:
Car was parked someone crashed into it and drove away. footage on camera including video of the driver and number plate.
Do you know any firm which covers this on no win no fee as don't want to go through my insurance.
most firms do it if it had personal injury
The Solicitor should tell you to go through your own insurance, if they don't you don't want them representing you.Do you know any firm which covers this on no win no fee as don't want to go through my insurance.
most firms do it if it had personal injury
[quote=Piston2022]Car was parked someone crashed into it and drove away. footage on camera including video of the driver and number plate, don't want to go through my insurance.
quote]
Why on earth wouldn't you go through your insurance, it is what you paid them to do for you in exactly this eventuality.
Even if you did find someone willing to do this, there is no guarantee that you will actually get paid out. Even if you do win, and if you do win and they do pay you, you will lose something like 25% in costs.
On top of that, you STILL need to declare it to your insurance company anyway, so it is precisely a lose - lose situation.
quote]
Why on earth wouldn't you go through your insurance, it is what you paid them to do for you in exactly this eventuality.
Even if you did find someone willing to do this, there is no guarantee that you will actually get paid out. Even if you do win, and if you do win and they do pay you, you will lose something like 25% in costs.
On top of that, you STILL need to declare it to your insurance company anyway, so it is precisely a lose - lose situation.
Piston2022 said:
Car was parked someone crashed into it and drove away. footage on camera including video of the driver and number plate.
Do you know any firm which covers this on no win no fee as don't want to go through my insurance.
most firms do it if it had personal injury
If what you’re saying is correct and you can identify the vehicle from the VRM - with CCTV proof - then it’s a Police and Insurance matter. As others have said, no Solicitor should/would touch this as not their domain. Do you know any firm which covers this on no win no fee as don't want to go through my insurance.
most firms do it if it had personal injury
If you, for whatever reason, do not want to go down this route with the Police and your Insurer, then you can use the Ask MID service who will give you other-parties insurance details and you can contact them directly. There is a cost of £10 for this.
Edited by ADJimbo on Monday 3rd February 12:50
Piston2022 said:
Thank you all for your feedback. I have reported the matter to the police and am awaiting further developments to see if the individual comes forward to identify themselves.
You do know that even if the police do actually follow up on this you will likely never be any the wiser one way or another.You still need to be in touch with your insurer and don't forget that one of the first questions they will ask you when you eventually do (which you will have to do) is "why have you left it so long?
yes report it to the police, with sufficient evidence if they prosecute the driver for failing to stop after an accident this will help your case enormously also ask the policy for the third party insurance detaisl and go direct to them.
As mentioned this incident will be added to the Claind Underwriting Exchange and you will need to disclose every year for up to 5 years on all policies if it is in your name or you are a named driver.
As mentioned this incident will be added to the Claind Underwriting Exchange and you will need to disclose every year for up to 5 years on all policies if it is in your name or you are a named driver.
GasEngineer said:
Piston2022 said:
Thank you all for your feedback. I have reported the matter to the police and am awaiting further developments to see if the individual comes forward to identify themselves.
Have you also reported the incident to your insurers in the meantime?akirk][b said:
A no-win, no-fee solicitors is also
a win = fee solicitors[/b]
if what you describe is accurate there is a clear case against the hit and run car, so such a solicitors will charge up to 25% as a fee
An insurance company might charge you your excess, and you can often claim that back against the other party
so your only cost is potential raised premiums in years to come
but the insurance questions are such that you would still have to declare this to future insurance companies as they ask about accidents, not insurance claims (e.g. parking a car in an area high at risk for hit and run is a relevant factor in setting your premium)
So going via a solicitor will end in the same financial scenario but having given away poss. 25% of the claim - why?
the only reason I can think of is that your car would be checked out by the insurance company and there are undeclared modifications which you worry might mean that your insurance is cancelled - if that is not the case, then use the insurance company
And if the potential for the money claimed in the win is not sufficient the solicitor won't consider it, even if a win is nailed-on.a win = fee solicitors[/b]
if what you describe is accurate there is a clear case against the hit and run car, so such a solicitors will charge up to 25% as a fee
An insurance company might charge you your excess, and you can often claim that back against the other party
so your only cost is potential raised premiums in years to come
but the insurance questions are such that you would still have to declare this to future insurance companies as they ask about accidents, not insurance claims (e.g. parking a car in an area high at risk for hit and run is a relevant factor in setting your premium)
So going via a solicitor will end in the same financial scenario but having given away poss. 25% of the claim - why?
the only reason I can think of is that your car would be checked out by the insurance company and there are undeclared modifications which you worry might mean that your insurance is cancelled - if that is not the case, then use the insurance company
Simpo Two said:
KungFuPanda said:
If the repair costs are under £10k, the matter will be allocated to the Small Claims Track where no costs are recoverable even if successful.
Maybe it's changed but I was awarded costs in a case about 15 years ago, everything right down to a £2 parking fee.Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff