Car Seized even though I was fully insured
Discussion
Hi, needed some advice on a police seizure
Got stopped a few months back dropping brothers little kids off on a weekend in middle of the night.
Police stopped me and seized my car, saying someone else’s insurance was showing on their database, although they could see I was insured with the same (big) insurance company last year. Had left phone on charge.Asked me why I didn’t have papers in glove box. Literally begged them to take me to my house ,so I could show them the documents as my phone was on charge at home. The kids only live a literal minute away, which would have taken a minutes journey .
They were pretty hostile acting & took the car and gave me a 7 day producer. Had to pay 100s for release fee and drive miles to the compound in a different city with brother who had to take a day off work.
My insurance company confirmed I had always been on MID, but the previous owner, for whatever reason, had still left insurance running on my car. The 6 points and 300 fines were eventually quashed. Police have mostly been dismissive, rude and defensive over the complaints process and digging their heels in and saying it’s a glitch in system, so will not pay up , pointing to statements like ' you should carry your documents with you', and insurance company saying they are not liable either, as I was on MID when cops stopped me. I can’t afford legal at the moment and lawyers I’ve contacted are saying it’s not criminal/ strong civil case and it’s niche, so won’t help on pro bono basis . Been a horrible anxiety provoking few months. Anyone know what the law is around this or what I can do ? Much appreciated
Got stopped a few months back dropping brothers little kids off on a weekend in middle of the night.
Police stopped me and seized my car, saying someone else’s insurance was showing on their database, although they could see I was insured with the same (big) insurance company last year. Had left phone on charge.Asked me why I didn’t have papers in glove box. Literally begged them to take me to my house ,so I could show them the documents as my phone was on charge at home. The kids only live a literal minute away, which would have taken a minutes journey .
They were pretty hostile acting & took the car and gave me a 7 day producer. Had to pay 100s for release fee and drive miles to the compound in a different city with brother who had to take a day off work.
My insurance company confirmed I had always been on MID, but the previous owner, for whatever reason, had still left insurance running on my car. The 6 points and 300 fines were eventually quashed. Police have mostly been dismissive, rude and defensive over the complaints process and digging their heels in and saying it’s a glitch in system, so will not pay up , pointing to statements like ' you should carry your documents with you', and insurance company saying they are not liable either, as I was on MID when cops stopped me. I can’t afford legal at the moment and lawyers I’ve contacted are saying it’s not criminal/ strong civil case and it’s niche, so won’t help on pro bono basis . Been a horrible anxiety provoking few months. Anyone know what the law is around this or what I can do ? Much appreciated
You could buy something like this:
https://www.ebay.co.uk/itm/226409969566?_skw=12v+p...
so you could charge the phone in the car; the point being, if you're not going to print out the documents and keep them in the glovebox, then you NEED to have your phone with you if you need to retrieve them to show insurance.
I suspect there's more to this than simply, your car was double insured - I find it hard to believe the police would go through with all the bother of seizing if there's a good chance insurance is in place. And I can understand why they'd not be going on a wild goose chase driving around to your house (if it was so near, could you have walked there and back?) Let me guess, the car is "interesting" or has been modified or its condition is "interesting"???
https://www.ebay.co.uk/itm/226409969566?_skw=12v+p...
so you could charge the phone in the car; the point being, if you're not going to print out the documents and keep them in the glovebox, then you NEED to have your phone with you if you need to retrieve them to show insurance.
I suspect there's more to this than simply, your car was double insured - I find it hard to believe the police would go through with all the bother of seizing if there's a good chance insurance is in place. And I can understand why they'd not be going on a wild goose chase driving around to your house (if it was so near, could you have walked there and back?) Let me guess, the car is "interesting" or has been modified or its condition is "interesting"???
CypSIdders said:
paul_c123 said:
if you're not going to print out the documents and keep them in the glovebox, then you NEED to have your phone with you if you need to retrieve them to show insurance.
Utter drivel!Edited by Bigends on Thursday 27th February 18:47
silver123 said:
Hi, needed some advice on a police seizure
Got stopped a few months back dropping brothers little kids off on a weekend in middle of the night.
Police stopped me and seized my car, saying someone else’s insurance was showing on their database, although they could see I was insured with the same (big) insurance company last year. Had left phone on charge.Asked me why I didn’t have papers in glove box. Literally begged them to take me to my house ,so I could show them the documents as my phone was on charge at home. The kids only live a literal minute away, which would have taken a minutes journey .
They were pretty hostile acting & took the car and gave me a 7 day producer. Had to pay 100s for release fee and drive miles to the compound in a different city with brother who had to take a day off work.
My insurance company confirmed I had always been on MID, but the previous owner, for whatever reason, had still left insurance running on my car. The 6 points and 300 fines were eventually quashed. Police have mostly been dismissive, rude and defensive over the complaints process and digging their heels in and saying it’s a glitch in system, so will not pay up , pointing to statements like ' you should carry your documents with you', and insurance company saying they are not liable either, as I was on MID when cops stopped me. I can’t afford legal at the moment and lawyers I’ve contacted are saying it’s not criminal/ strong civil case and it’s niche, so won’t help on pro bono basis . Been a horrible anxiety provoking few months. Anyone know what the law is around this or what I can do ? Much appreciated
IANAL but surely in order to get 6 points/£300 fine you must have gone to Court, at which point you would have produced evidence of your Insurance, which would mean a Not Guilty verdict and therefore no points / no fine?Got stopped a few months back dropping brothers little kids off on a weekend in middle of the night.
Police stopped me and seized my car, saying someone else’s insurance was showing on their database, although they could see I was insured with the same (big) insurance company last year. Had left phone on charge.Asked me why I didn’t have papers in glove box. Literally begged them to take me to my house ,so I could show them the documents as my phone was on charge at home. The kids only live a literal minute away, which would have taken a minutes journey .
They were pretty hostile acting & took the car and gave me a 7 day producer. Had to pay 100s for release fee and drive miles to the compound in a different city with brother who had to take a day off work.
My insurance company confirmed I had always been on MID, but the previous owner, for whatever reason, had still left insurance running on my car. The 6 points and 300 fines were eventually quashed. Police have mostly been dismissive, rude and defensive over the complaints process and digging their heels in and saying it’s a glitch in system, so will not pay up , pointing to statements like ' you should carry your documents with you', and insurance company saying they are not liable either, as I was on MID when cops stopped me. I can’t afford legal at the moment and lawyers I’ve contacted are saying it’s not criminal/ strong civil case and it’s niche, so won’t help on pro bono basis . Been a horrible anxiety provoking few months. Anyone know what the law is around this or what I can do ? Much appreciated
Countdown said:
IANAL but surely in order to get 6 points/£300 fine you must have gone to Court, at which point you would have produced evidence of your Insurance, which would mean a Not Guilty verdict and therefore no points / no fine?
Exactly. There is more to this case than the OP is letting on.My take on the ops post.
Stopped by police for reasons unknown ( did they give a reason op ? )
For some reason car showing uninsured ( for op ) on database, police cannot contact insurer as middle of night so car seized
Op later proves he was indeed insured, so was able to get car back and therefore no need for fine and points.
Op now thinks he is entitled to compo.
Stopped by police for reasons unknown ( did they give a reason op ? )
For some reason car showing uninsured ( for op ) on database, police cannot contact insurer as middle of night so car seized
Op later proves he was indeed insured, so was able to get car back and therefore no need for fine and points.
Op now thinks he is entitled to compo.
Im reading the below in the op's post:
Had to pay 100s for release fee and drive miles to the compound in a different city with brother who had to take a day off work.
Im taking this to mean that he had to pay the fees anyway to release the car and now cannot reclaim these, my ex had this when her car was towed in London when she had a permit, eventually got the money back via her debit card (they wouldnt take credit cards)
Had to pay 100s for release fee and drive miles to the compound in a different city with brother who had to take a day off work.
Im taking this to mean that he had to pay the fees anyway to release the car and now cannot reclaim these, my ex had this when her car was towed in London when she had a permit, eventually got the money back via her debit card (they wouldnt take credit cards)
EmailAddress said:
paul_c123 said:
CypSIdders said:
Utter drivel!
I suggest you familiarise yourself with the wording of the Road Traffic Act 1988, section 165A. Put simply, if.... "the person fails to produce such evidence".......they can seize it.
t without an additional factor.Bigends said:
EmailAddress said:
paul_c123 said:
CypSIdders said:
Utter drivel!
I suggest you familiarise yourself with the wording of the Road Traffic Act 1988, section 165A. Put simply, if.... "the person fails to produce such evidence".......they can seize it.t without an additional factor.I'm sure it will all come out in the wash.
Let's just wait...
Bigends said:
EmailAddress said:
paul_c123 said:
CypSIdders said:
Utter drivel!
I suggest you familiarise yourself with the wording of the Road Traffic Act 1988, section 165A. Put simply, if.... "the person fails to produce such evidence".......they can seize it.t without an additional factor.My wife was stopped late at night (driving too slowly) and her car came up as uninsured, as did my car that she is also insured on. Her DoB came up as 2000, when it obviously (his words) isn't. The copper obviously realised something was up with his system, as he sent her on her way. Didn't stop her waking me up at 2am when she got home to check the insurance docs though 
pinchmeimdreamin said:
My take on the ops post.
Stopped by police for reasons unknown ( did they give a reason op ? )
For some reason car showing uninsured ( for op ) on database, police cannot contact insurer as middle of night so car seized
Op later proves he was indeed insured, so was able to get car back and therefore no need for fine and points.
Op now thinks he is entitled to compo.
Don't be silly, the OP is just trying to recover the costs of having his car seized, nothing to do with compensationStopped by police for reasons unknown ( did they give a reason op ? )
For some reason car showing uninsured ( for op ) on database, police cannot contact insurer as middle of night so car seized
Op later proves he was indeed insured, so was able to get car back and therefore no need for fine and points.
Op now thinks he is entitled to compo.
paul_c123 said:
You could buy something like this:
https://www.ebay.co.uk/itm/226409969566?_skw=12v+p...
so you could charge the phone in the car; the point being, if you're not going to print out the documents and keep them in the glovebox, then you NEED to have your phone with you if you need to retrieve them to show insurance.
I suspect there's more to this than simply, your car was double insured - I find it hard to believe the police would go through with all the bother of seizing if there's a good chance insurance is in place. And I can understand why they'd not be going on a wild goose chase driving around to your house (if it was so near, could you have walked there and back?) Let me guess, the car is "interesting" or has been modified or its condition is "interesting"???
There isn't anymore to this than what i have written. It was around the corner i the car, walking is about a mile away ad i had to drop the kids off. I just left my phone at home at that moment as it was only driving a short distance and the battery was flat. You're just being unkind.https://www.ebay.co.uk/itm/226409969566?_skw=12v+p...
so you could charge the phone in the car; the point being, if you're not going to print out the documents and keep them in the glovebox, then you NEED to have your phone with you if you need to retrieve them to show insurance.
I suspect there's more to this than simply, your car was double insured - I find it hard to believe the police would go through with all the bother of seizing if there's a good chance insurance is in place. And I can understand why they'd not be going on a wild goose chase driving around to your house (if it was so near, could you have walked there and back?) Let me guess, the car is "interesting" or has been modified or its condition is "interesting"???
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