H&L/AJBell/Moneybox for LISA

[Aiminghigh123]

Ok here goes.

So I have a H&L ISA which I have my funds in.

I have a Trading212 ISA account both cash and stocks and shares with some funds in and will trade on that.

I have also done a bit of spread betting with IG.

Last year before hitting 40 I opened a Moneybox LISA to get my hands on that juice 25% the government put in. The cash rate LISA was pretty good with them. Thinking of transferring to SS LISA for the longer term. I will top it up each year until I’m 50 and then take out when I’m 60.
Does anyone have Moneybox SS LISA? I find there app a bit crap if I’m honest and wondering if AJBell is any better?

Looking back maybe should have opened my LISA with H&L as I find there app easier. Looks like I can’t transfer an LISA into H&L but AJBell I can.
My thinking is to have investments spread in different providers just in case one did go under.

I do also have a very good company pension which will be my main source of retirement money in case someone thinks I’m just using these products

Thanks.

[C69]

How do AJ Bell's costs and available funds compare to Moneybox's? Personally, I'd be basing a platform switching decision on those sort of things, rather than on how an app performs.

[Aiminghigh123]

Yeah good point

Not much in it in terms of costs.

Had a look through this morning and yes AJBell offers more options.

I decided to just stay with Moneybox now and selected an allocation so they do everything. Will just top it up each year and let it do its thing.