Buying a GTC4 Lusso - Incentives and finance

Buying a GTC4 Lusso - Incentives and finance

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Nick-czq7m

Original Poster:

1 posts

1 month

Yesterday (21:13)
quotequote all
Hey,

So i'm in the fortunate position of going through the process of buying a 2019 GTC, however i'm trying to figure out the best way to finance it.

Ferrari Finance was coming in pretty high and the dealer had an an alternative so all good, however i don't feel like i've got a deal - if that makes sense. Before I paid the deposit I tried negotiating with the dealer and only got 1 years road tax included otherwise won't budge on price or incentives (i asked for ceramic or PPF or work with me and put something together thats a win/win). Last option to find a negotiation angle was to purchase with cash instead of finance (which i can do) and asked the dealer if any incentive to keep with the finance and again nothing other than do I want to tie up a large sum. Not sure if they are trying to call my bluff or if there really isn't anything in it for them to give me something.

Anyway, whats the best option? - spend £25k on interest and finance payments in the next 2 year or commit £150k in cash. I'm thinking with the trump economy might be better to pay in full and de-risk some investments.

kiethton

14,181 posts

193 months

Yesterday (21:25)
quotequote all
Extended warranty?

supersport

4,398 posts

240 months

The last two cars I bought both came with a nice Ceramic detailing. Made keeping them clean so much easier. (Personally prefer a nice wax look butmitnhasncefonetlymsabed a ball ache)

In neither case did I ask for it, it that’s how it came. The Mac also got two years warranty, covers and charger.

They wouldn’t have been deal breakers, especially when spending that much.

If you’ve got the cash, pay cash is my thought. Finance is bloody expensive these days.