Tesco Credit Card Problem
Tesco Credit Card Problem
Author
Discussion

Alickadoo

Original Poster:

3,295 posts

47 months

Saturday 17th May 2025
quotequote all
I can't get Tesco to accept my Tesco credit card.

For example, I do a shop with Tesco and i try to pay with my Tesco credit card. This is from memory, so I may have got the order of things out of sequence, a window opens which asks me to open the Tesco Mobile app and follow the procedure, I open the app, but there is no procedure to follow, what am I doing wrong?

I have contacted a number of the Tesco help lines, but the seem to be FAQs only, you can't speak to a person.

What an I doing wrong? Any help would be gratefully appreciated.

NickZ24

301 posts

91 months

Saturday 17th May 2025
quotequote all
Does the card work on any other app, platform, atm?

Alickadoo

Original Poster:

3,295 posts

47 months

Saturday 17th May 2025
quotequote all
The card works in shops etc when I am present. It is distance payments where it won't work - if that is the right terminology.

EmailAddress

14,626 posts

242 months

Saturday 17th May 2025
quotequote all
Alickadoo said:
The card works in shops etc when I am present. It is distance payments where it won't work - if that is the right terminology.
Call them. You probably have a flag on your address or digital purchases.

essayer

10,360 posts

218 months

Saturday 17th May 2025
quotequote all
Something similar happened to me, they had disabled the secure feature of online payments for some reason known only to them.
A quick call to them fixed it

Alickadoo

Original Poster:

3,295 posts

47 months

Saturday 17th May 2025
quotequote all
So, is that 0345 300 4278, or 0345 600 6016?

cuprabob

18,267 posts

238 months

Saturday 17th May 2025
quotequote all
Does it not give you the option of txtng an OTP to your molile to authorise the payment?

I know my Barclaycard it gives you the option of either using the app or a text. If you choose the app a notification pops up and when you click on it you go through a simple security procedure to authorise the payment usually just a fingerprint scan.

FlyVintage

352 posts

15 months

Saturday 17th May 2025
quotequote all
If it’s the same as ours….. first tap/insert and it records the card identity for Tesco Points only. The second tap/insert is for payment. It’s only that way when shopping in Tesco as obviously other places don’t record the points smile

The amount of times I’ve “paid” in the Tesco cafe only to be told to come back and actually pay! argue

EmailAddress

14,626 posts

242 months

Saturday 17th May 2025
quotequote all
essayer said:
Something similar happened to me, they had disabled the secure feature of online payments for some reason known only to them.
A quick call to them fixed it
It's fraud algorithms.

I will bite my tongue and never complain because ultimately, a mild inconvenience is better than trying to shut the gate after.

SO27

644 posts

235 months

Saturday 17th May 2025
quotequote all
Have you definitely got the right app?
Tesco have 3 -
Groceries
Mobile
Bank

It'll be the Bank one that you want.

essayer

10,360 posts

218 months

Saturday 17th May 2025
quotequote all
EmailAddress said:
It's fraud algorithms.

I will bite my tongue and never complain because ultimately, a mild inconvenience is better than trying to shut the gate after.
I think that’s fair, could have put a little meeeage in the app though. “We’ve disabled 3D secure on your card, could you give us a call..”

Composite Guru

2,448 posts

227 months

Saturday 17th May 2025
quotequote all
I have the same problem. I never tap on the link they provide and just open the app as normal. The payment prompt comes up instantly on the screen that way. Well it does for me anyway.

Cudd Wudd

1,115 posts

149 months

Saturday 17th May 2025
quotequote all
Composite Guru said:
I have the same problem. I never tap on the link they provide and just open the app as normal. The payment prompt comes up instantly on the screen that way. Well it does for me anyway.
Same here.

Alickadoo

Original Poster:

3,295 posts

47 months

Saturday 17th May 2025
quotequote all
Thanks for the replies. I will do a pretend order in the morning and see how i get on.

supersport

4,558 posts

251 months

Sunday 18th May 2025
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I’ve had one of these for years. It’s one of the most sensitive I e ever known.

One regular trader used to regularly trigger it blocking, I’d get the text just as I was filling the car in the petrol station.

I always use Apple Pay in the butcher because it always triggers, the butcher recons every single Tesco,card on tap to lay always requires a pin or rejects.

Usually for online it just works to open the banking app and click the authorise button. It seems to trigger this on a lot of purchases.

Better to be safe than sorry, but it can be frustrating.

POIDH

3,009 posts

89 months

Sunday 18th May 2025
quotequote all
That's the least of your worries.
It took 4 years for Tesco to stop both close my account and stop sending me random strangers credit card bill (all on my closed account, in my name).