temporary insurance cover for my son

[mikeouk]

doing the NC500 with my son in July, we wanted to share the driving ,but im struggling to find a way of getting cover.
The car is an F type V6 , my son is 23, and non of the temporary insurance companies will even quote.
My insurance provider wont quote to put him on as additional driver and my last resort was if he could drive it third party only under his own insurance policy , but it seems the days of being covered that way are long gone.
Has anyone got any suggestions or know of any specialist companies that would provide cover for a week.
The irony is that I would be in the car with him whenever he is driving it and hes got his hgv entitlement and often drives a 130T mobile crane

[sherman]

Have you tried a looking for a whole new policy for yourself and your son as a named driver.

If you cancel your current policy they will pay you back a %of your policy is left to run.

Its probably the only option. Your son just doesnt match the insurance driving profile for an F type.

A 130T crane is probably covered under a businesses insurance not your sons personal insurance.

[mikeouk]

sherman said:

A 130T crane is probably covered under a businesses insurance not your sons personal insurance.

indeed it is, I was pointing out the irony that he can safely drive a 130t crane but hes not deemed experienced enough to drive an F type

[JQ]

Have you tried the App Cuvva? I’ve used them in the past very successfully. You just insure the car for the hours your son would be driving.

No idea if they’d Cuvva a 23 year old in an F Type.

[Mr Tidy]

A search for a new insurer who will cover him sounds like the best option. Although the only reason I could insure a 2.8i Capri when I was 25 was because I worked for an insurance company, and your car must have more than twice the power!

Still I hope you find a solution because a trip around the NC500 in a car like that would create some fantastic father/son memories.

[Baldchap]

We used Dayinsure to insure the girl at 18 on a 2.0 C4 when her Copen broke. Obviously not a V6 but also considerably younger. It wasn't the cheapest, but it wasn't spectacular either.

[Bagzie88]

mikeouk said:

doing the NC500 with my son in July, we wanted to share the driving ,but im struggling to find a way of getting cover.
The car is an F type V6 , my son is 23, and non of the temporary insurance companies will even quote.
My insurance provider wont quote to put him on as additional driver and my last resort was if he could drive it third party only under his own insurance policy , but it seems the days of being covered that way are long gone.
Has anyone got any suggestions or know of any specialist companies that would provide cover for a week.
The irony is that I would be in the car with him whenever he is driving it and hes got his hgv entitlement and often drives a 130T mobile crane

Being covered third party is still very much a thing , just not for young drivers.

[Mr Tidy]

Bagzie88 said:

Being covered third party is still very much a thing , just not for young drivers.

It is, both my policies provide TPO cover on cars I don't own but then I'm old now!

When I worked for an insurance company back in the late 70s DOC cover was not provided until you were 21 (apart from me), but I guess the age criteria has increased.

[msportpanda]

When I was around that age, I used to add my dad’s car as a temporary vehicle to my own policy, whenever he would lend it to me.

It used to cost around £50 for the week fully comp, this was in 2015 and the car was a year old 530d so I would hope it’s still feasible.

[georgeyboy12345]

Maybe get in touch with a proper insurance broker