do I need credit card for car hire

do I need credit card for car hire

Author
Discussion

petemurphy

Original Poster:

10,472 posts

198 months

Wednesday
quotequote all
just noticed this in small print - do companies accept visa? I don't have a credit card and haven't had one for 20 years

K50 DEL

9,518 posts

243 months

Wednesday
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varies by company, some will be a flat out no, some will take a debit card but unlike a credit card it's processed as an actual transaction rather than a hold, so you'll actually see the deposit amount get removed from your bank account and (eventually) refunded back - this can take weeks

I haven't used a credit card in decades but have one pretty much just for travelling deposits and the like

jonathan_roberts

542 posts

23 months

Wednesday
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Just get one? Takes about 15 mins to apply for one.

skilly1

2,782 posts

210 months

Wednesday
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I have been caught up twice, taking a debit card along when I’ve had a hire car and they’ve insisted on a credit card. Luckily, I was travelling with someone who had one.

Furbo

1,244 posts

47 months

Wednesday
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petemurphy said:
just noticed this in small print - do companies accept visa? I don't have a credit card and haven't had one for 20 years
Last year in Pisa I watched a long line of people get bounced one-by-one by the car hire desk, because of lack of credit card. There was one firm that would allow debit cards and, yes, the rate was far greater.

Get a credit card.

ashenfie

1,352 posts

61 months

Wednesday
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When I have used a debit card the the transaction is a pre approved transaction. That means the payment is removed from you account and automatically returned within 7 days if the hire company does not claim the money. Better hire car companies cancel the transaction sooner.

petemurphy

Original Poster:

10,472 posts

198 months

Wednesday
quotequote all
jonathan_roberts said:
Just get one? Takes about 15 mins to apply for one.
I fly in 3 days

petemurphy

Original Poster:

10,472 posts

198 months

Wednesday
quotequote all
petemurphy said:
I fly in 3 days
But yes it looks like I should get one

Alorotom

12,429 posts

202 months

Thursday
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Alongisde the debit card transaction some rental companies will also want to run a full credit check on you - Hertz in the US has this facility (I dont know if they utilise it for overseas renters though)

bodhi

12,664 posts

244 months

Thursday
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Depending on where you are going you may be able to find a local company that doesn't need a deposit and you can pay in cash. Plenty such companies in Cyprus, we've used two separate ones now on either side of the island with no complaints.

The cars won't be quite as recent as the big chains, but they'll get you around the island absolutely fine.

SydneyBridge

10,117 posts

173 months

Thursday
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I have used enterprise in the UK, can give them debit card details

JQ

6,348 posts

194 months

Thursday
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petemurphy said:
petemurphy said:
I fly in 3 days
But yes it looks like I should get one
Google suggests some CC companies offer instant approval, so whilst you might not get the physical card in time you can immediately use it for digital transactions. It may work?

Juan B

537 posts

19 months

Thursday
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Where are you going and which company is it with?

I had the same situation a couple of months ago in Cyprus but luckily they weren't bothered with me using debit card.

petemurphy

Original Poster:

10,472 posts

198 months

Thursday
quotequote all
Sardinia - haven’t booked a car yet but a couple of websites give debit card as option although seems to be a lot of gotchas. Only need something simple

bodhi

12,664 posts

244 months

Thursday
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A good place for car hire recommendations we've found is Facebook. We're on a couple of Cyprus specific ones where we found the cash hire places, and there are normally a few recommendations.

There may be a similar group for Sardinia? Not sure if tax efficiency is quite so baked into the culture as it is in Cyprus, hence may not be so many cash only options - worth a look tho?

petemurphy

Original Poster:

10,472 posts

198 months

Thursday
quotequote all
bodhi said:
A good place for car hire recommendations we've found is Facebook. We're on a couple of Cyprus specific ones where we found the cash hire places, and there are normally a few recommendations.

There may be a similar group for Sardinia? Not sure if tax efficiency is quite so baked into the culture as it is in Cyprus, hence may not be so many cash only options - worth a look tho?
Thanks will try

75Black

1,011 posts

97 months

Thursday
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I got a CC to avoid issues, but I have read on the US rental sites (on airport at least) you can generally use a debit card but have to provide flight details to confirm you have a return flight.

Matt..

3,817 posts

204 months

Thursday
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Personally I use credit cards for almost all spend now but especially travel, and definitely rental cars. Rental cars can be problematic so the additional safety of a credit card is useful over and above the fact they place holds or temporarily take money.

Shooter McGavin

8,187 posts

159 months

Thursday
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petemurphy said:
Sardinia - haven t booked a car yet but a couple of websites give debit card as option although seems to be a lot of gotchas. Only need something simple
Whatever you do, do not use Noleggiare.

Five years ago in Sardinia we had a brand new Vauxhall Mokka off them, delivery miles on it. We treated it like our own, delivered it back impeccably clean without a mark on it. We were distracted on return because we had our then toddler with us, so had to unload the pram plus all our luggage.

Whilst I was doing that, one of the women went round the back and deliberately scuffed one of the alloys with something abrasive. I know she did it because I had walked around not two minutes previous as we first arrived to find them spotless. I had a stand up row with the fkers in the office where they feigned bad English (despite being perfect a few mins beforehand) and eventually ran out of time because we were late for our flight. I had to cough a ridiculous amount, most of which came back via my CDW policy, but I still lost my excess.

I was absolutely livid and tweeted about it. Just last week, a random British tourist replied to my five year old tweet saying they pulled the same stunt on him last week.

If you have to go with these bds, do a detailed timestamped video recording of every aspect of the car on both collection and return. With the latter make sure a Noleggiare employee does not go anywhere near the car until you have done that.

In hindsight I can see that their scam is to come out of the return office and appear helpful with assisting you to unload and when you are not looking they inflict some damage.

They also had the biggest bd queue at the airport on collection (we had pre-booked), it was an altogether piss poor experience that has made me completely distrusting of the rental car industry ever since.



Furbo

1,244 posts

47 months

Thursday
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Matt.. said:
Personally I use credit cards for almost all spend now but especially travel, and definitely rental cars. Rental cars can be problematic so the additional safety of a credit card is useful over and above the fact they place holds or temporarily take money.
Agreed. Twice I’ve had to charge back via CC.