Temporary UK Insurance
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Discussion

Gargamel

Original Poster:

16,008 posts

283 months

Monday 14th July 2025
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Anyone know a good place for this ?

I am UK national living in Netherlands and have a Dutch DL. However obviously I am UK and lived there until 2016. I am borrowing my daughters car for three days.

Being quote 100 Euro's for three days in a Mini 1.6 - pretty sure I can hire a whole car for similar money.

Any ideas welcome

selwonk

2,140 posts

247 months

Monday 14th July 2025
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There are three big UK providers:

Cuvva - https://www.cuvva.com/
Tempcover - https://www.tempcover.com/hp/bk-new?gad_source=1&a...
GoShorty - https://goshorty.co.uk

Between the three of them they cover the widest insurer panel and one will offer the cheapest rate.

Caveat - I am involved with GoShorty but would recommend you running a quote on all three to find the cheapest cover.

selwonk

2,140 posts

247 months

Monday 14th July 2025
quotequote all
Gargamel said:
Being quote 100 Euro's for three days in a Mini 1.6 - pretty sure I can hire a whole car for similar money.
Just remember that the cost of running into a bus stop full of people is still a risk to the insurer regardless of how long the cover is for. Temporary insurance operates on quite tight margins.

Gargamel

Original Poster:

16,008 posts

283 months

Monday 14th July 2025
quotequote all

Thanks for the response

GoShorty doesn't work as I can't use an Overseas Postcode..


sherman

14,817 posts

237 months

Monday 14th July 2025
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Try Enterprise car rental.
A full weeks car hire would be about £100 something the size of a Mini and you will able to book in with your address and driving licence

Gargamel

Original Poster:

16,008 posts

283 months

Monday 14th July 2025
quotequote all
sherman said:
Try Enterprise car rental.
A full weeks car hire would be about £100 something the size of a Mini and you will able to book in with your address and driving licence
Normally I do rent cars for UK visits - but now my Daughter has a car, I figured we'd drive together and split the driving.

Just didn't think short term cover would be so hard to find

Davie

5,844 posts

237 months

Monday 14th July 2025
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I use RAC temporary cover, seems the easiest to set up and they seem less desperate to bombard you with pop ups and marketing nonsense. But they usually work about £20 to £25 a day on average so yes, could be argued that you and daughter could potentially get a cheap hire car for the duration for less... might be easier to facilitate too if you're based outwith the country?

ChocolateFrog

34,819 posts

195 months

Monday 14th July 2025
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It's always been relatively expensive whenever I've looked.

I'd be surprised if you couldn't find regular car hire cheaper.

mmm-five

12,021 posts

306 months

Monday 14th July 2025
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I'd hire as well.

We used to get really good rates from Enterprise, so much so that despite living in the UK it was cheaper to pick a car up when I came back into the country on a Friday afternoon and drop it back off on Monday morning, than it was to either get a taxi each way or park my own car at the airport.

AddyT.

365 posts

115 months

Monday 14th July 2025
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I had to take out 1 months temporary cover last week.

I had to have business use covered and it cost £179 which is on a Mercedes E Coupe. There were others as cheap as £130 for a month if business use wasn’t needed. Think I went through GoCompare.

Chucklehead

2,847 posts

230 months

Monday 14th July 2025
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Maybe I'm misinterpreting the thread, but have you asked your daughter to find out the cost of adding you as a temporary additional driver on her own policy?

hammo19

6,975 posts

218 months

Monday 14th July 2025
quotequote all
Aviva are good