Approved used car warranty only available with finance

[tuonopepper]

In the position to spend £20k on a 2nd car and sensible side of me says get manufacturer approved with 2 years warranty etc etc, however all these 'offers' seem.to be tied to their finance.

I'm thinking there are 2 options here....

Buy on PCP and immediately cancel the finance, hoping the wareanty/service package stick.

Tell them they need to discount the car enough so they can sell me the equivalent package or I walk.

I've typically bought on PCP in the past so not encountered this issue before.

I will also look at buying from non franchise and adding manaufacturer package but feel the most robust route is approved used.

[davek_964]

At least with BMW, you couldn't immediately cancel the finance. The extra few years warranty was on condition that the finance remained for at least 6 months - and on the car I was looking at, had to be for at least £13k.
As far as I could tell, it meant that the 'free' extended warranty would have cost me about £1k in interest (their finance rate was about 13%)

[tuonopepper]

Hmm, thats going to be the issue i suspect with all T&Cs being similar.

The only option may be the discount it route, not sure how succesful that will be.

Alternatively skew my thinking to those manufacturers who offer the 2 year pack anyway, not limited to finance.