Mortgage multiples for Ltd Co directors?
Mortgage multiples for Ltd Co directors?
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DeuceDeuce

Original Poster:

554 posts

116 months

Friday 22nd August 2025
quotequote all
What would be the maximum a typical lender would be able to offer in the following circumstances assuming property value is £1.5m.

2 x married directors own 100% of company
Salaries of £12.5k & £8.5k
Dividends of £37,700 each
Last year company profit £150k
Prev year profit £50k

No debts or dependents.

Thanks.

Sarnie

8,317 posts

233 months

Friday 22nd August 2025
quotequote all
Possibly up to £750k if lending against the latest years net profit.......

DeuceDeuce

Original Poster:

554 posts

116 months

Friday 22nd August 2025
quotequote all
Thanks.