Dealer offering warranty for £260 a year? Help appreciated
Discussion
I had an RAC warranty on a bmw 520d for a year included in my purchase - how much comes as standard and how much are you actually paying for? i.e. another 6 months?
You have some consumer rights for issues in the short term worth googling.
I claimed twice on my RAC warranty, the first time was for a NoX sensor and labour, it was £650 - it was covered, but, i think the supplying dealer which was large intervened as they were on the hook for it under the CRA as the fault first appeared within 24 hours but didnt reappear for a couple of months.
When i had a DPF sensor go and repaired at 364 days (yes a day before expiry!) they said they dont cover exhaust sensors. They were excluded, i was bang to rights, but i argued on the phone it was an engine sensor incorrectly, knowingly, and that it should be covered as they previously covered the NoX sensor - 30 seconds later they actually agreed to fix it! The labour rate was capped so i had to pay the difference as i had it done at an RAC approved bmw specialist.
I had two succesful claims, and the process was quite straight forward, but maybe the first one influenced the second being covered. Either way it was an item listed as covered, it gave me some reassurance it was an ok warranty. I was lucky to have it covered i think.
Have a google at RAC approved garages near you, as you'd need to take it there. Diagnostics weren't covered.
You have some consumer rights for issues in the short term worth googling.
I claimed twice on my RAC warranty, the first time was for a NoX sensor and labour, it was £650 - it was covered, but, i think the supplying dealer which was large intervened as they were on the hook for it under the CRA as the fault first appeared within 24 hours but didnt reappear for a couple of months.
When i had a DPF sensor go and repaired at 364 days (yes a day before expiry!) they said they dont cover exhaust sensors. They were excluded, i was bang to rights, but i argued on the phone it was an engine sensor incorrectly, knowingly, and that it should be covered as they previously covered the NoX sensor - 30 seconds later they actually agreed to fix it! The labour rate was capped so i had to pay the difference as i had it done at an RAC approved bmw specialist.
I had two succesful claims, and the process was quite straight forward, but maybe the first one influenced the second being covered. Either way it was an item listed as covered, it gave me some reassurance it was an ok warranty. I was lucky to have it covered i think.
Have a google at RAC approved garages near you, as you'd need to take it there. Diagnostics weren't covered.
Read the small print. They typically exclude 'wear and tear' and anything they can argue was pre-existing (even if not known at the time of sale), making it a battle when it comes to claiming for anything expensive enough to bother claiming for.
So many of these third party warranties are crap and not worth paying extra for, many decide to put the money aside towards a repair fund instead. Some of the better warranties allow them to be extended rather than having to buy the additional year(s) up front, though often those are with main dealers selling approved used vehicles.
Consumer rights mean the dealer is on the hook for the first 6 months and often have to get the warranties to cover themselves (see 'Chops Garage' on YouTube for how he deals with this) so even if the warranty is one of the few worth having they're just offloading the cost to cover those initial 6 months.
I'd take the initial year if already included (the dealer is unlikely to offer a reduction in price by taking it off as it's not in their interest unless they're already making over book profit on the deal) and hope never to have to try using it.
So many of these third party warranties are crap and not worth paying extra for, many decide to put the money aside towards a repair fund instead. Some of the better warranties allow them to be extended rather than having to buy the additional year(s) up front, though often those are with main dealers selling approved used vehicles.
Consumer rights mean the dealer is on the hook for the first 6 months and often have to get the warranties to cover themselves (see 'Chops Garage' on YouTube for how he deals with this) so even if the warranty is one of the few worth having they're just offloading the cost to cover those initial 6 months.
I'd take the initial year if already included (the dealer is unlikely to offer a reduction in price by taking it off as it's not in their interest unless they're already making over book profit on the deal) and hope never to have to try using it.
Virtual PAH said:
Read the small print. They typically exclude 'wear and tear' and anything they can argue was pre-existing (even if not known at the time of sale), making it a battle when it comes to claiming for anything expensive enough to bother claiming for.
So many of these third party warranties are crap and not worth paying extra for, many decide to put the money aside towards a repair fund instead. Some of the better warranties allow them to be extended rather than having to buy the additional year(s) up front, though often those are with main dealers selling approved used vehicles.
Consumer rights mean the dealer is on the hook for the first 6 months and often have to get the warranties to cover themselves (see 'Chops Garage' on YouTube for how he deals with this) so even if the warranty is one of the few worth having they're just offloading the cost to cover those initial 6 months.
I'd take the initial year if already included (the dealer is unlikely to offer a reduction in price by taking it off as it's not in their interest unless they're already making over book profit on the deal) and hope never to have to try using it.
It is indeed an approved used car, but has to be purchased before collection. Which is interesting So many of these third party warranties are crap and not worth paying extra for, many decide to put the money aside towards a repair fund instead. Some of the better warranties allow them to be extended rather than having to buy the additional year(s) up front, though often those are with main dealers selling approved used vehicles.
Consumer rights mean the dealer is on the hook for the first 6 months and often have to get the warranties to cover themselves (see 'Chops Garage' on YouTube for how he deals with this) so even if the warranty is one of the few worth having they're just offloading the cost to cover those initial 6 months.
I'd take the initial year if already included (the dealer is unlikely to offer a reduction in price by taking it off as it's not in their interest unless they're already making over book profit on the deal) and hope never to have to try using it.
Holmsey7 said:
It is indeed an approved used car, but has to be purchased before collection. Which is interesting
If it's approved used then why aren't you getting a manufacturer backed one as matter of course?They're the only ones worth bothering with.
Is it a different make normally sold from a franchised dealer (like a ford dealer selling a Citroen) or same make as the franchise?
valiant said:
If it's approved used then why aren't you getting a manufacturer backed one as matter of course?
They're the only ones worth bothering with.
Is it a different make normally sold from a franchised dealer (like a ford dealer selling a Citroen) or same make as the franchise?
Is a lookers seat dealership selling a seat.They're the only ones worth bothering with.
Is it a different make normally sold from a franchised dealer (like a ford dealer selling a Citroen) or same make as the franchise?
Dont know why they go with RAC.
Dynion Araf Uchaf said:
Try and find an indie repairer that ll work for £60 ph ?
You may find it hard to even make a claim because no one will want to do the work.
Yep, you'll have to cover the rest of the labour rate even if you manage to break something that doesn't count as 'general wear'.You may find it hard to even make a claim because no one will want to do the work.
Holmsey7 said:
Is a lookers seat dealership selling a seat.
Dont know why they go with RAC.
This is the proper approved used package from Seat and what you should expect.Dont know why they go with RAC.
https://www.seat.co.uk/used-cars/overview?idcmp=se...
valiant said:
This is the proper approved used package from Seat and what you should expect.
https://www.seat.co.uk/used-cars/overview?idcmp=se...
Indeed, but they have also offered an extra year on the warranty for the stated costs etchttps://www.seat.co.uk/used-cars/overview?idcmp=se...
valiant said:
This is the proper approved used package from Seat and what you should expect.
https://www.seat.co.uk/used-cars/overview?idcmp=se...
Indeed, but they have also offered an extra year on the warranty for the stated costs etchttps://www.seat.co.uk/used-cars/overview?idcmp=se...
We had similar when buying an AUC VW from franchised dealer, one year standard approved warranty. I was negotiating for more than that and they threw in an additional year, but this was with a 3rd party and not part of the approved used warranty.
I accepted anyway as it was "free" but as others posted above, I wouldn't have paid anything for it as almost all 3rd party warranties are not worth the money.
I accepted anyway as it was "free" but as others posted above, I wouldn't have paid anything for it as almost all 3rd party warranties are not worth the money.
Dynion Araf Uchaf said:
Try and find an indie repairer that ll work for £60 ph ?
You may find it hard to even make a claim because no one will want to do the work.
This, depending upon where you are as you might not find anyone whose hourly rate is acceptable, is the £60 per hour including or excluding VAT?You may find it hard to even make a claim because no one will want to do the work.
You also need to consider what the warranty actually covers, the issue here is on an 8 year old car you are in the grey area where a failure has be obvious i.e. a sudden failure as a lot will be classed as wear and tear which isn't covered.
I'm not seeing much value in the warranty due to limited labour rate so anything above that will cost you and a lot of faults on an 8 year old car would be wear and tear and not covered.
Inbox said:
Dynion Araf Uchaf said:
Try and find an indie repairer that ll work for £60 ph ?
You may find it hard to even make a claim because no one will want to do the work.
This, depending upon where you are as you might not find anyone whose hourly rate is acceptable, is the £60 per hour including or excluding VAT?You may find it hard to even make a claim because no one will want to do the work.
You also need to consider what the warranty actually covers, the issue here is on an 8 year old car you are in the grey area where a failure has be obvious i.e. a sudden failure as a lot will be classed as wear and tear which isn't covered.
I'm not seeing much value in the warranty due to limited labour rate so anything above that will cost you and a lot of faults on an 8 year old car would be wear and tear and not covered.
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