Where can I get cat S finance?
Where can I get cat S finance?
Author
Discussion

Kfr435

Original Poster:

2 posts

11 months

Saturday 15th November 2025
quotequote all
Hi you sensible lot.
Where do I get finance for a cat S repaired car ………
Found a ford kuga 2024 plate that to my mind should never have been written off , lots of pics with it .
Most finance companies just say no !

Tigger2050

915 posts

103 months

Saturday 15th November 2025
quotequote all
Get a bank loan and buy what you want.

Kfr435

Original Poster:

2 posts

11 months

Saturday 15th November 2025
quotequote all
Sadly I bank with Revolut who don’t lend money in Uk

valiant

14,248 posts

190 months

Saturday 15th November 2025
quotequote all
You don’t need to use your own bank to get a loan.

Rough101

3,059 posts

105 months

Saturday 15th November 2025
quotequote all
Get a personal loan, doesn’t need to be from your own bank

Pincher

10,574 posts

247 months

Saturday 15th November 2025
quotequote all
You can get a personal loan pretty much anywhere - you don t need to actually bank with the lending institution.

Money Supermarket or Money Saving Expert websites will give you a good idea on Best Buy loans.

Edit - haha, 3 simultaneous replies saying the same thing biggrin

ZX10R NIN

30,608 posts

155 months

Saturday 15th November 2025
quotequote all
As above get a loan, Sainburys & the Post Office are offering good rates at the moment.

TheWokeBlob

112 posts

38 months

Sunday 16th November 2025
quotequote all
Worth remembering that even if it was hypothetically written off for a scratch, the CAT status is forever going to mar the value by a considerable amount because most prospective buyers are simply going to see CAT S and keep scrolling to another car.

It's going to be worth around half (yes half) the value of a clean car to a perspective trade buyer. On a private sale expect at best ~30% reduction with the caveat that usually people considering a cat s are the definition of champagne taste, beer money