Best invest and forget?

[Hippea]

I've had some money invested (around £12k) in a Vanguard LifeStrategy 60 account for about 4 years. Not looking at needing the money in the short or medium term.

Just wondering if there are better alternatives, I don't have the time or inclination to mess about much and my natural appetite for risk is low. Hence picking a LifeStrategy account. Is it worth moving it to the 100 option, or maybe S&P 500?

[okgo]

Not enough information about your aims and needs with this money.

[Hippea]

okgo said:

Not enough information about your aims and needs with this money.

No real aims or needs as such, just somewhere to save a modest lump sum. Very much a novice at this.

[AyBee]

Lifestrategy 60 is at the conservative end of the scale if you don't need the money any time soon...I'd be switching to 100.

[Hippea]

AyBee said:

Lifestrategy 60 is at the conservative end of the scale if you don't need the money any time soon...

That's my thinking, and why I'm looking for alternatives

[Panamax]

Hippea said:

just somewhere to save a modest lump sum. Very much a novice at this.

Fidelity offer their "Ready Made ISA",
https://www.fidelity.co.uk/ready-made-isa/?intcmp=...

[Simpo Two]

Hippea said:

AyBee said:

Lifestrategy 60 is at the conservative end of the scale if you don't need the money any time soon...

That's my thinking, and why I'm looking for alternatives

There's LifeStrategy 80...

[Mankers]

Hippea said:

I've had some money invested (around £12k) in a Vanguard LifeStrategy 60 account for about 4 years. Not looking at needing the money in the short or medium term.

Just wondering if there are better alternatives, I don't have the time or inclination to mess about much and my natural appetite for risk is low. Hence picking a LifeStrategy account. Is it worth moving it to the 100 option, or maybe S&P 500?

Natural appetite for risk is low, but looking at 100% equity investment?

If you walked in to see a professional advisor, stating low risk and they documented it, as they have a regulatory requirement to do, you would be in a sub 50% equity strategy. Noting also that your time horizon is short to medium term….. just saying!