Not insured on private drive
Not insured on private drive
Author
Discussion

Speedyduck

Original Poster:

11 posts

34 months

Wednesday 26th November
quotequote all
Hello PH ers

A friend has received notice that he is being done for no insurance. The car was behind a wall completely on his private drive.

Would insurance be required?

Thank you
SD

Familymad

1,598 posts

237 months

Wednesday 26th November
quotequote all
Not if SORN.

paul_c123

1,432 posts

13 months

Wednesday 26th November
quotequote all
If the car is taxed, yes.

alscar

7,444 posts

233 months

Wednesday 26th November
quotequote all
Unless SORN’d or been there since 1998 (?)without moving then yes Insurance required.

E-bmw

11,754 posts

172 months

Wednesday 26th November
quotequote all
Speedyduck said:
A friend has received notice that he is being done for no insurance. The car was behind a wall completely on his private drive.

Would insurance be required?
^^^^ Wot 'e (they) said.

It seems pretty much all of the PH massive up at this hour know more about insurance requirements than both you & your mate.

Speedyduck

Original Poster:

11 posts

34 months

Wednesday 26th November
quotequote all
Yes, that's why I asked

Familymad

1,598 posts

237 months

Wednesday 26th November
quotequote all
I think I got done once for this. Can’t remember when, but had the old Landrover taxed, not insured, after forgetting to SORN. Hadn’t turned a wheel, as I was rebuilding it in

I often run a little online car tax and MOT check for vehicles I see being used on his Majesty’s highway by certain elements of society. I’ve an almost 100% hit rate for picking out a non-taxed/MOT winner. It’s a good game for raising blood pressure and clearing out the arteries.

Riley Blue

22,761 posts

246 months

Wednesday 26th November
quotequote all
Suppose someone had bought a car that had been off the road since the 1980s (so pre-SORN), only had an old-style V5 and was completely disassembled i.e. no engine or gearbox, no interior i.e. just a rolling shell with the parts not stored with it.

Insurance needed then?

(Asking for a friend, obvs)

Durzel

12,905 posts

188 months

Wednesday 26th November
quotequote all
If completely disassembled what's stopping you also taking off the numberplates?

If it looks like it runs, and could be driven on the public road, then I would suspect you'd be at risk. Can't park your car on your drive (wall or not) if it's not insured or SORN.

silentbrown

10,207 posts

136 months

Wednesday 26th November
quotequote all
Speedyduck said:
Hello PH ers
A friend has received notice that he is being done for no insurance. The car was behind a wall completely on his private drive.
How long had it been uninsured for? I thought MIB were still sending our friendly warning letters...

https://www.mib.org.uk/reducing-uninsured-driving/...

Mont Blanc

2,264 posts

63 months

Wednesday 26th November
quotequote all
It makes absolutely zero sense to me, but yes, stupidly we have a 'Continuous Insurance Enforcement' requirement in the UK as others have said, unless SORN.

Perfect example of overreach IMO. If I have a couple of motorbikes locked in my garage, nowhere near a public highway, that are sat there uninsured as they aren't being ridden and won't be ridden anytime soon, whose business/problem is it of anyones except mine?

Hawkshaw

206 posts

55 months

Wednesday 26th November
quotequote all
Riley Blue said:
Suppose someone had bought a car that had been off the road since the 1980s (so pre-SORN), only had an old-style V5 and was completely disassembled i.e. no engine or gearbox, no interior i.e. just a rolling shell with the parts not stored with it.

Insurance needed then?

(Asking for a friend, obvs)
A friend of mine has similar, though with a current V5. If it hasn't been taxed since before the current system started, then for practical purposes it isn't a road vehicle. You can't SORN it even if you want to. It has to be taxed for road use, with all that implies, before the insurance and SORN rules kick in.

E-bmw

11,754 posts

172 months

Wednesday 26th November
quotequote all
Hawkshaw said:
A friend of mine has similar, though with a current V5. If it hasn't been taxed since before the current system started, then for practical purposes it isn't a road vehicle. You can't SORN it even if you want to. It has to be taxed for road use, with all that implies, before the insurance and SORN rules kick in.
What makes you think you can't sorn it?

Surely, if it has a V5 you can sorn it at the PO?

You certainly used to be able to.

Hawkshaw

206 posts

55 months

Wednesday 26th November
quotequote all
E-bmw said:
What makes you think you can't sorn it?

Surely, if it has a V5 you can sorn it at the PO?

You certainly used to be able to.
You can't sorn it unless it has previously been taxed under the new system. In this case taxation class on the V5 states "not licensed," which may have a bearing on it. Sorn was attempted a year ago when owner changed address, but online system would not accept it. We just dug the V5 out and tried again out of interest, same result. The options given are,

"You can tax it at a post office" or

"You can sorn it by sending form V890 to DVLA." V890 is just a simple SORN declaration.

Since no noises have ever been made about insurance or lack of it, best left alone, we think. It will probably never get rebuilt anyway.

Not arguing - just saying how it looks from here.


E-bmw

11,754 posts

172 months

Wednesday 26th November
quotequote all
Hawkshaw said:
E-bmw said:
What makes you think you can't sorn it?

Surely, if it has a V5 you can sorn it at the PO?

You certainly used to be able to.
You can't sorn it unless it has previously been taxed under the new system. In this case taxation class on the V5 states "not licensed," which may have a bearing on it. Sorn was attempted a year ago when owner changed address, but online system would not accept it. We just dug the V5 out and tried again out of interest, same result. The options given are,

"You can tax it at a post office" or

"You can sorn it by sending form V890 to DVLA." V890 is just a simple SORN declaration.

Since no noises have ever been made about insurance or lack of it, best left alone, we think. It will probably never get rebuilt anyway.

Not arguing - just saying how it looks from here.
No problem, I thought PO allowed you to SORN, happy to be wrong.

alscar

7,444 posts

233 months

Wednesday 26th November
quotequote all
Riley Blue said:
Suppose someone had bought a car that had been off the road since the 1980s (so pre-SORN), only had an old-style V5 and was completely disassembled i.e. no engine or gearbox, no interior i.e. just a rolling shell with the parts not stored with it.

Insurance needed then?

(Asking for a friend, obvs)
No.
I believe the cut off as such was as I said earlier 1998 but can’t recall where I read that.

TwigtheWonderkid

47,340 posts

170 months

Wednesday 26th November
quotequote all
Speedyduck said:
Hello PH ers

A friend has received notice that he is being done for no insurance. The car was behind a wall completely on his private drive.

Would insurance be required?

Thank you
SD
There's a big difference for being done for driving or keeping a vehicle on the public highway without insurance (IN10 conviction and points + fine) and being done for having no insurance on a taxed vehicle (just a fine).

T70RPM

496 posts

256 months

Tuesday 2nd December
quotequote all
A friend of mine pushed this one to the limits the other day. They told him they would offer him £100 'fine' for it to go away, or take him to Court. He refused their offer but counter offered to meet the DVLA in court with his barrister.
They backed down right at the last minute with the usual 'on this occasion' letter.
I'm not sure this isn't all big brother bully boy tactics.
If it's a fact that it's clearly not on the highway, and hasn't been, and can't be, surely it's all very arguable? No doubt a better qualified person might step in (solicitor?) but that's certainlyt what happened anyway. I know it's the case as I was loosely 'implicated' so I had a blow by blow account from the 'accused.'
DVLA certainly weren't going to risk court and defence against a £100 wager.

BertBert

20,648 posts

231 months

Tuesday 2nd December
quotequote all
T70RPM said:
A friend of mine pushed this one to the limits the other day. They told him they would offer him £100 'fine' for it to go away, or take him to Court. He refused their offer but counter offered to meet the DVLA in court with his barrister.
They backed down right at the last minute with the usual 'on this occasion' letter.
I'm not sure this isn't all big brother bully boy tactics.
If it's a fact that it's clearly not on the highway, and hasn't been, and can't be,surely it's all very arguable? No doubt a better qualified person might step in (solicitor?) but that's certainlyt what happened anyway. I know it's the case as I was loosely 'implicated' so I had a blow by blow account from the 'accused.'
DVLA certainly weren't going to risk court and defence against a £100 wager.
CIE isn't arguable at all. Unless it's sorned (or untaxed from a long time ago) it needs to be insured

Dave _

162 posts

139 months

Tuesday 2nd December
quotequote all
T70RPM said:
A friend of mine pushed this one to the limits the other day. They told him they would offer him £100 'fine' for it to go away, or take him to Court. He refused their offer but counter offered to meet the DVLA in court with his barrister.
They backed down right at the last minute with the usual 'on this occasion' letter.
I'm not sure this isn't all big brother bully boy tactics.
If it's a fact that it's clearly not on the highway, and hasn't been, and can't be, surely it's all very arguable?
Anything is arguable, the prospects of winning the argument are pretty much non-existent though. It’s a fairly simple law.

https://www.legislation.gov.uk/uksi/2011/20/made