Insurance?
Author
Discussion

Lord E38

Original Poster:

102 posts

56 months

Saturday 17th January
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Looking at a Ram at the moment but everyone I've called so far is insisting on 12 months LHD experience. Who are you covered by?

FNG

4,622 posts

247 months

Saturday 17th January
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Had the same when I was insuring a LHD for the first time earlier this year. I’ve driven hundreds of them tens of thousands of miles, for work, for decades…

And have you driven a v8 before etc. Yes, lots, but it’s got 160bhp if it’s lucky FFS.

Anyway Classicline covered me for a reasonable sum, hopefully it’ll drop a fair few quid next year.

Glenn63

3,740 posts

107 months

Sunday 18th January
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I rang Adrian Flux today for a quote on an F150, never mention LHD experience with offered price.

Saleen836

12,191 posts

232 months

Sunday 18th January
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Glenn63 said:
I rang Adrian Flux today for a quote on an F150, never mention LHD experience with offered price.
I have my Saleen insured with A Flux, years ago when I wanted to add my then partner they asked if she had LHD experiance, she didn't so they woldn't add her to my policy, might have changed now though

Glenn63

3,740 posts

107 months

Monday 19th January
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Saleen836 said:
Glenn63 said:
I rang Adrian Flux today for a quote on an F150, never mention LHD experience with offered price.
I have my Saleen insured with A Flux, years ago when I wanted to add my then partner they asked if she had LHD experiance, she didn't so they woldn't add her to my policy, might have changed now though
Maybe they’ve changed, iv never used them before but I added my partner also and no mention for LHD experience with either of us.

Lord E38

Original Poster:

102 posts

56 months

Monday 19th January
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Glenn63 said:
Adrian Flux
They'll do me for £875 which I don't think is awful. I rang them almost as a joke, since they wanted something like 3 grand for my Volvo last year!

Sparky137

934 posts

204 months

Thursday 22nd January
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I have my 2004 Chevrolet Avalanche (5.3 litres, 295bhp) insured through Howden Specialist Motor Insurance. LPG converted and an upgraded stereo all declared. £285 pa limited to 5000 miles for both myself and my wife (although she has never driven it and probably never will!). They never asked anything about LHD experience.

However, I am in the 'sweet spot' for insurance premiums being 65 years old and retired.

I've been with them since I bought it in 2023 and cannot fault them at all.

Conversely, about twenty years ago I had a Classic Range Rover insured with Adrian Flux and would not go back to them again.

Edited by Sparky137 on Saturday 7th February 11:56

Warhavernet

854 posts

10 months

Friday 6th February
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I'm with KGM, they never asked about LHD experience, and were way cheaper than Flux.

UK_Scat_Pack

547 posts

179 months

Tuesday 24th February
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Pretty much all the insurance companies that deal with imports insist with LHD experience and V8/similar BHP experience these days. It’s stopped so many people buying on the import owners pages judging by the posts.

Windy Miller

282 posts

241 months

Sunday 1st March
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Was never asked about LHD experience when insuring the Redeye Jailbreak 3 years ago. As it happened, plenty anyway, though all in 'drive on the right' countries. Excepting a Polaris Ranger, which though LHD, is in rather a different league from the Redeye! biglaugh

donkmeister

11,668 posts

123 months

Friday 6th March
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So do they mean any LHD experience (including rental cars in LHD countries) or do they mean specifically in the UK?

I am struggling to see how the former bears any relevance to someone driving a yank tank in the UK, it's just driving on the offside of the vehicle.

Saleen836

12,191 posts

232 months

Friday 6th March
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donkmeister said:
So do they mean any LHD experience (including rental cars in LHD countries) or do they mean specifically in the UK?

I am struggling to see how the former bears any relevance to someone driving a yank tank in the UK, it's just driving on the offside of the vehicle.
Experiance (with proof) of driving LHD in the UK

Windy Miller

282 posts

241 months

Thursday
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Must be very insurance company specific. Called up Adrian Flux last week to check that the Flex Drive cover I thought I had (but couldn't quite recall the T&Cs for) covered driving a loadall. They went away to check and came back to say it did. Most, if not all loadalls are LHD and that was never mentioned or asked about.