Chase credit card
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Discussion

Whistle

Original Poster:

1,631 posts

155 months

Yesterday (11:07)
quotequote all
Anyone use the Case credit card with 0% for up to 15 months?

Correct me if I am wrong but it looks like you just have to pay the minimum back each month?

They have offered me a credit limit of £12.5k so I was thinking of running up this debt over the next 15 months while keeping the funds in my chase savings account that still pays 4.25% interest with the bonus.

Pay the minimum each month and pay off the whole amount up just before the 0% ends.

Is this how it works and if so I might apply for one for my wife and have up to £25k almost interest free for 15 months while getting paid 4.25% for the pleasure.

Sounds to good to be true.

Blue M5 Comp

832 posts

181 months

Yesterday (15:29)
quotequote all
I have been with Chase nearly 3 years had no issue and I have the credit card and it has been fine i do not pay it off every month but I will pay it off by june when interest free deal goes
I am getting the 4.25 % deal until Sept then i will review the situation because 2.25 % interest is pants

AdamC28

132 posts

117 months

Yesterday (15:45)
quotequote all
Yes, this is quite normal and many take advantage of the interest free money.
Have a read up on "Stoozing".

KTF

10,457 posts

172 months

I have a Chase credit card and do exactly that.

May the minimum each month and plan to pay it off at the end of the 0% period. You set up a DD and it takes the min payment from the Chase account each month.