Holiday insurance that covers riding

[mattvanders]

I have used Insure and Go for a number of years for my yearly travel insurance policy as they cover pretty much everything as well as mountain biking holidays - last time ask they cover cycling as long as there was no racing . Unfortunately it looks like they now don’t cover mountain biking or road riding, only the use of a bike for getting about town. Any recommendations that still cover a actual riding holiday?

[DeeDouble]

I use Cedar Tree, same deal, all covered except for racing. I think there might be a clause about being over a certain altitude too, but it’s not a concern for most.
I usually then take out a Laka policy to cover my bike for the duration of the trip.

[Pablo16v]

We always used Snowcard for our French and Spanish MTB holidays. Only had to call on the policy once when a pal tumbled into a ravine and hurt himself badly, and the support from Snowcard (and the Spanish hospitals) was top notch.

[Harpoon]

Doesn't help with MTBing trips but my policy with Admiral says it covers:

Admiral said:

Cycling (no cover for racing, BMX or mountain biking while not on the road, or cycling on uneven ground)

So good for road riding including sportives.

Renewal this year was £23.

[SoliD]

Nationwide Flexplus travel insurance covers cycling and Mountain biking – other than trails graded as easy or moderate. I only know this when I was checking it on the way to the hospital after cutting the end of my finger off last summer

[_Rodders_]

Harpoon said:

Doesn't help with MTBing trips but my policy with Admiral says it covers:

Admiral said:

Cycling (no cover for racing, BMX or mountain biking while not on the road, or cycling on uneven ground)

So good for road riding including sportives.

Renewal this year was £23.

Cycling on uneven ground?

So road riding in the UK is out then.

Seems a bit ambiguous and a nice get out of jail card for the Insurance co.

[jamm13dodger]

_Rodders_ said:

Cycling on uneven ground?

So road riding in the UK is out then.

Came here to make exactly the same comment

[paddy27]

We use sports cover direct. Covers mountain biking as long as there is some uphill. Also includes biking with some uplifts as well.

[BunkMoreland]

Yellow Jersey

https://www.yellowjersey.co.uk/