Bike finance

[Jayshem91]

Hi all,

I’m looking at getting a scooter for work and have been looking at the Xmax tech + . Wondering if anyone has managed to get 0% finance on one and if so how? Also trying to work out if dealers want rid end of June ready for new stock and whether a deal can be had!

Cheers

[Ghs]

Can’t help you with finance or scooter aspect , but I got what I thought was a very good deal by buying the previous yr model of bike that had been in the showroom a long while that they obviously wanted rid of as the new year models were arriving , only thing I’m not sure of how that will effect the value in the future , will it be valued as a yr 25 model or by the 26 plate on it , no difference in bike between a yr 25 & yr26 other than colour .

[s p a c e m a n]

0% credit card for 24 months?

[Mike230]

Ghs said:

Can t help you with finance or scooter aspect , but I got what I thought was a very good deal by buying the previous yr model of bike that had been in the showroom a long while that they obviously wanted rid of as the new year models were arriving , only thing I m not sure of how that will effect the value in the future , will it be valued as a yr 25 model or by the 26 plate on it , no difference in bike between a yr 25 & yr26 other than colour .

I'm currently looking at a previous year model that is.cirrently discounted by £1700. Were you able to haggle any further on the price when you got yours? Just wondering how much room for further negotiation there is when already receiving what seems to be a pretty decent discount.

[Jayshem91]

Good idea about 0% credit. I think new stock arrives end of June and therefore maybe more discounts to follow to clear the old stock. £1700 is a good discount, is that a brand new bike?

[nordboy]

Can't help you with the finance bit, but I had a 2025 xmax techmax. It was brilliant, rode really well, I even did some long days on it.

The tech bit works ok, can be a bit temperamental sometimes with being able to control stuff. I was averaging 90mpg and I didn't hang about.

If you get one, I'm sure you'll enjoy it.

[Jayshem91]

Thanks for the info, much appreciated.

Ideally want it to commute to the airport, staff parking for cars are nowhere near the airport then require a bus to get on … Scooter parking is available outside the airport!

[nordboy]

Jayshem91 said:

Thanks for the info, much appreciated.

Ideally want it to commute to the airport, staff parking for cars are nowhere near the airport then require a bus to get on Scooter parking is available outside the airport!

In that case, spend some decent money on multiple locks and a quality chain.

Commuting is great on them, as long as the weather is ok, can be a bit grim in the winter. But the weather protection on the xmax is pretty good and they do have bar mitts and the scooter skirts you can buy for them.

[Jayshem91]

I know! City living taught me that with my other bike.

Brilliant, I see they have heated grips/seat. Once the salt comes I’ll take the car.

[itcaptainslow]

Worst time to commute on a scooter is weather like today, when you’re roasting your nuts/back/etc off in 30 plus degrees!

Never understand why so many look down on maxi scooters, they’re brilliant things for getting about. Room to leave your kit on the bike, quick, economical and good weather protection.

You may find a dealer won’t accept a credit card for payment, so I’d check before applying.

[Steve_H80]

itcaptainslow said:

You may find a dealer won t accept a credit card for payment, so I d check before applying.

Good point. That 2 or 3% the credit card charges could be make or break for the dealer.

Rather than trying to squeeze the bottom line why not save yourself money longer term by haggling a deal on servicing, accessories or any new riding gear you want? Dealers always have more flexibility on this.

[cliffords]

Steve_H80 said:

Good point. That 2 or 3% the credit card charges could be make or break for the dealer.

Rather than trying to squeeze the bottom line why not save yourself money longer term by haggling a deal on servicing, accessories or any new riding gear you want? Dealers always have more flexibility on this.

Just on the credit card point . I asked a dealership if a card payment was ok if I paid their fees . They said yes it was 4.5% .
I asked them to check and confirm and then as I worked for a bank at the time I was able to check their actual merchant fees.
The fee at the time would have been 1.35% so I did not deal with them and no bike was bought.