Watch/Valuables Insurance Recommendations?

[GTS_uk]

Hi

Can anyone recommend a good insurer for watches/valuables that covers travel and loss/theft/damage away from home please?

Previously had these covered on the house insurance which has become ridiculousl.

Not a huge collection. 2 x watches and a diamond ring.

Appreciate peoples recommendations over Google sponsored links.

Thanks for your help here.

[Dolf Stoppard]

We’re with LV. Removing an Explorer and a Planet Ocean and adding a GMT Master II valued at £14k recently cost me an extra £28 which I thought was bonkers. A standalone policy would be many, many times more expensive.

[GTS_uk]

Thanks Dolf. Great that you've got a good house insurance deal. We were the same but premiums have gone through the roof, for us anyways.
I'll double check with LV.

The difference covering 2 watches (over 10k each) and a ring (about 18k) is now more like £700! That includes being stored in a safe etc.
Same with another insurer too. Madness.

Hence looking for an independent policy recommendations.

[tonyg58]

I just added my new Jaeger LeCoultre Master Ultra Thin (£8300) to my current Direct line policy (I already have a Reverso on as a named item).

They charged me £13 to add it to my policy which has about 3 months to run, so it look like about £50 for a year.

No safe or anything involved.

[Nicetobenice]

GTS_uk said:

Thanks Dolf. Great that you've got a good house insurance deal. We were the same but premiums have gone through the roof, for us anyways.
I'll double check with LV.

The difference covering 2 watches (over 10k each) and a ring (about 18k) is now more like £700! That includes being stored in a safe etc.
Same with another insurer too. Madness.

Hence looking for an independent policy recommendations.

Depending on how far over 10k you are that's probably around the market premium

I might be out of date but I'd have thought 2% ish.

[GTS_uk]

Thanks for your insight everyone, appreciate it.

[alscar]

Might be worth going to a specialist broker like Stanhope - but plenty around.
Going rate depending on warranties and values etc would be in the 1% to 2% range ish.
Using a broker saves you doing the work and wont cost you anything extra.