MOT?

[Racing Newt]

It would seem that one insurance company is believing in it, so what happens when your car is not required to have an MOT done?



https://tinyurl.com/2925ar67

[Magic919]

If your car doesn’t require an MOT, then it’s not possible for it to have an MOT failure.

If it’s not roadworthy, you’d still have a problem.

[paul_c123]

They refused to pay out because it wasn't roadworthy.

[E-bmw]

^^^ Wot 'e (they) said.

Simple really.

Whilst not every car needs an MOT, all cars on the road need to be roadworthy.

[I am alright Jack]

paul_c123 said:

They refused to pay out because it wasn't roadworthy.

^ This.

What's more concerning from the op's link is the death of Tinkerbell.

[Decky_Q]

Surprised an oil stained shock was put down as a major fail, have had it as an advisory plenty of vehicles I've put through mot.

[KungFuPanda]

Sounds like they’ll be going after her for their outlay relating to the third party claim as well if she’s found to be at fault for the accident.

If she’s not at fault, why didn’t she go after the third party for her claim?

[carl_w]

paul_c123 said:

They refused to pay out because it wasn't roadworthy.

Right, but did the leaking damper contribute to the accident?

Seems odd that the insurers would have considered it safe if driving to an MOT station but unsafe if driving to her mum's

[Doesitdrive]

Ignoring exemption and getting an MOT seems like an even better choice now.

Hardly expensive if the car is roadworthy any way?

Exemption is just used as an excuse to run unsafe vehicles in the main.

[I am alright Jack]

^ Exemption has nothing to do with the op's story.