E-bike injury payouts top £110m, motorists billed

[BlueJazz]

E-bike injury payouts top £110m and push up insurance premiums.

https://www.bbc.co.uk/news/articles/c05y9pe5p1jo

It does seem unfair that motorists are being forced to pay for these injuries indirectly via the Motor Insurers Bureau with increased insurance premiums, just because they take place on roads.

[Simpo Two]

BlueJazz said:

It does seem unfair that motorists are being forced to pay for these injuries indirectly via the Motor Insurers Bureau with increased insurance premiums, just because they take place on roads.

Or rather, 'just because E-bike owners don't need insurance'.

Saw one going past me pulling a wheelie at 30+mph... the image of a cricket bat came to mind...

[JQ]

BlueJazz said:

E-bike injury payouts top £110m and push up insurance premiums.

https://www.bbc.co.uk/news/articles/c05y9pe5p1jo

It does seem unfair that motorists are being forced to pay for these injuries indirectly via the Motor Insurers Bureau with increased insurance premiums, just because they take place on roads.

So 0.9% of motor insurance claims. Doesn’t feel like a lot to me - it would push my annual insurance up by £2.70.

The annual cost of uninsured drivers is £1,000m. An annual cost to me of £30.

I know which one I’d rather the government give priority to.

[5lab]

BlueJazz said:

It does seem unfair that motorists are being forced to pay for these injuries indirectly via the Motor Insurers Bureau with increased insurance premiums, just because they take place on roads.

given the burden of ability to pay, it would be a lot less fair for the injured parties to have to pay out of their own pocket - the example of the £20m payout being one where someone has to pay for the poor kids care - clearly the family nor the scrote are going to be able to afford that amount of cash, whether its the government or the MIB, it affects me by a similar amount

[Hugo Stiglitz]

Two things from that clip - she ran into the path of the scooter and her companion didnt exactly move it to help her did he?!

[davek_964]

Hugo Stiglitz said:

Two things from that clip - she ran into the path of the scooter and her companion didnt exactly move it to help her did he?!

I'd assume that she thought the scooter was going to hit her and was running out of the way - but the scooter was aiming for the space in front of her assuming she'd maintain her speed.

[bmwmike]

Except they're not talking about ebikes are they, as in EAPC ebikes, but E-motorbikes and E-scooters. Thats why it comes out of the motorist uninsured budget because these are essentially uninsured motor vehicles.

Edited by bmwmike on Tuesday 7th July 17:21

[monthou]

Simpo Two said:

BlueJazz said:

It does seem unfair that motorists are being forced to pay for these injuries indirectly via the Motor Insurers Bureau with increased insurance premiums, just because they take place on roads.

Or rather, 'just because E-bike owners don't need insurance'.

Saw one going past me pulling a wheelie at 30+mph... the image of a cricket bat came to mind...

If it's "pulling a wheelie at 30+mph" it's a motorcycle.
So needs licence, insurance, tax, MOT.

[PorkInsider]

JQ said:

So 0.9% of motor insurance claims. Doesn t feel like a lot to me - it would push my annual insurance up by £2.70.

The annual cost of uninsured drivers is £1,000m. An annual cost to me of £30.

I know which one I d rather the government give priority to.

There is no difference between the two things you're weighing up; the scrotes on E-bikes are uninsured drivers (riders).

[Dog Star]

Simpo Two said:

Or rather, 'just because E-bike owners don't need insurance'.

No they don’t.

Motorbikes do though - and the vehicles in question are motorbikes. They aren’t e-bikes.

[Opapayer]

bmwmike said:

Except they're not talking about ebikes are they, as in EAPC ebikes, but E-motorbikes and E-scooters. Thats why it comes out of the motorist uninsured budget because these are essentially uninsured motor vehicles.

Edited by bmwmike on Tuesday 7th July 17:21

It’s exactly this.

E-bikes is used too frequently as a catch all and the reader just picks what they want it to look like.

This is discussing electric motorbikes and electric scooters, which are mechanically propelled vehicles and require licences, insurance, type approval, MOTs, pay VED etc. These are not mountain bikes where you have to pedal them to get them to move. There is some overlap, as people illegally modify, or build them, but generally speaking it’s the electric motorbikes, like Surons, that are the problem and why the MIB is having to step in when there is an accident with one of these being uninsured.

[irc]

Hugo Stiglitz said:

Two things from that clip - she ran into the path of the scooter and her companion didnt exactly move it to help her did he?!

Three things she was crossing while the light was green for traffic and didn't seem to be looking for traffic.

[irc]

Opapayer said:

bmwmike said:

Except they're not talking about ebikes are they, as in EAPC ebikes, but E-motorbikes and E-scooters. Thats why it comes out of the motorist uninsured budget because these are essentially uninsured motor vehicles.

Edited by bmwmike on Tuesday 7th July 17:21

It s exactly this.

E-bikes is used too frequently as a catch all and the reader just picks what they want it to look like.

This is discussing electric motorbikes and electric scooters, which are mechanically propelled vehicles and require licences, insurance, type approval, MOTs, pay VED etc. These are not mountain bikes where you have to pedal them to get them to move. There is some overlap, as people illegally modify, or build them, but generally speaking it s the electric motorbikes, like Surons, that are the problem and why the MIB is having to step in when there is an accident with one of these being uninsured.

What is needed is more police seizures of the illegal motorbikes before they crash.

[gazza285]

Hugo Stiglitz said:

Two things from that clip - she ran into the path of the scooter and her companion didnt exactly move it to help her did he?!

Two other things from that clip, either the scooter was flat out illegal to use on the road, or it was a hire one, which have third party liability.

[55palfers]

Nice how the rider just buggered off.

[Opapayer]

irc said:

What is needed is more police seizures of the illegal motorbikes before they crash.

Easy to say. Nobody wants to pay more tax for more police, even if there were more police, then some would want them used for a million different other hot topics. Others would want that tax to go on doctors and nurses, or fixing the road infrastructure and so on.

[CMTMB]

Opapayer said:

Nobody wants to pay more tax for more police

I think many would be happy to if that's where the extra tax actually went.

[Opapayer]

CMTMB said:

I think many would be happy to if that's where the extra tax actually went.

And many wouldn’t. I can just see the outrage on here when Rachel from Accounts announces it, or whatever insult is the one the cool kids use. There simply isn’t enough money to do everything that people want and I’m pretty certain that someone announcing that “many people would be happy”, even with the qualifier you’ve stated isn’t exactly a clear mandate.

We have created generations of lazy scrounging scumbags via on overly generous Welfare State, but everyone is focussed on a small number of boat people as if that’s the problem. It isn’t, it’s our homegrown scumbags and that issue is only going to multiply as the feral scrotes breed like rabbits from their mid-teens.

Either way, you’re not getting the police so there’s not going to be any massive uplift in seizures.

[Simpo Two]

monthou said:

Simpo Two said:

BlueJazz said:

It does seem unfair that motorists are being forced to pay for these injuries indirectly via the Motor Insurers Bureau with increased insurance premiums, just because they take place on roads.

Or rather, 'just because E-bike owners don't need insurance'.

Saw one going past me pulling a wheelie at 30+mph... the image of a cricket bat came to mind...

If it's "pulling a wheelie at 30+mph" it's a motorcycle.
So needs licence, insurance, tax, MOT.

It was an electric scooter, if that helps de-duplicate the nomenclature. It had obviously been modified to exceed 15mph.

So - is an e-bike that's been chipped a motorcycle?

[monthou]

Simpo Two said:

It was an electric scooter, if that helps de-duplicate the nomenclature. It had obviously been modified to exceed 15mph.

So - is an e-bike that's been chipped a motorcycle?

It is in law.