Tax
Author
Discussion

seabod91

Original Poster:

1,065 posts

90 months

Saturday 25th July
quotequote all
Could somebody give me a little guidance and how this would work.

Car A is on my driveway that I want to swap for car B which we will be meeting half way, car B is taxed and previous owner will cancel tax after we get back from the swap. Temp insurance will be used.

Car A has no insurance or tax. Insurance as said I will just use temp cover. Do I just tax the car as normal and then cancel once I am home, shame to lose 35 quid just for a 40 minute drive.

brillomaster

1,851 posts

198 months

Saturday 25th July
quotequote all
You might be able to tax car A on a monthly direct debit, then cancel the direct debit before the first payment is actually taken.

Is car A £35 a month or a year? If you tax monthly you'd only lose at most one month's tax.

seabod91

Original Poster:

1,065 posts

90 months

Saturday 25th July
quotequote all
brillomaster said:
You might be able to tax car A on a monthly direct debit, then cancel the direct debit before the first payment is actually taken.

Is car A £35 a month or a year? If you tax monthly you'd only lose at most one month's tax.
Direct debit is a good shout. Yes it’s £35 a month. If I have to pay a months tax for a 40 minute drive then so be it I guess.

brillomaster

1,851 posts

198 months

Saturday 25th July
quotequote all
Ive gotta ask, if its only a 40 minute drive can the other person not come the entire way? Though you were gonna say you were each travelling 2 hours...

Though... driving an extra 80 mins total will probably cost about £35 in fuel!

seabod91

Original Poster:

1,065 posts

90 months

Saturday 25th July
quotequote all
I have just taxed it and the first direct debit wasn’t coming out until the 10th so will just cancel when I’m home, cheers.

Writhing

651 posts

137 months

Saturday 25th July
quotequote all
The only problem with that is that you may not be able to do a DD in the future. The DVLA are aware that people do this and I don’t think they like it.
Ask me how I know…

Doesitdrive

1,932 posts

9 months

Saturday 25th July
quotequote all
seabod91 said:
brillomaster said:
You might be able to tax car A on a monthly direct debit, then cancel the direct debit before the first payment is actually taken.

Is car A £35 a month or a year? If you tax monthly you'd only lose at most one month's tax.
Direct debit is a good shout. Yes it s £35 a month. If I have to pay a months tax for a 40 minute drive then so be it I guess.
Your card will be blocked by Dvla if you cancel it before first payment.

Taxed one on Dd last week, they used to take two payments when first taxing, one a week or so after taxing, the other first, second or third of the following month.

Seems that is one payment now, probably to stop this.

sixor8

8,441 posts

296 months

Saturday 25th July
quotequote all
You were over thinking this. DVLA only cancel the VED when they are made aware of a change of keeper. Just do that after you both get home. Whatever you do, you will lose a month doing it on this date.

DVLA don't do an insurance check any more when you buy VED. But if it isn't, you'll get a red letter after a couple of weeks advising you to insure it or make it SORN.

E-bmw

13,250 posts

180 months

Saturday 25th July
quotequote all
seabod91 said:
I have just taxed it and the first direct debit wasn t coming out until the 10th so will just cancel when I m home, cheers.
Don't do this, I promise, you will regret it.

You are not paying for VED on a monthly basis when you do this, you are paying for a full year's VED in installments.

E-bmw

13,250 posts

180 months

Saturday 25th July
quotequote all
sixor8 said:
You were over thinking this. DVLA only cancel the VED when they are made aware of a change of keeper. Just do that after you both get home.
^^^^ Wot 'e said.

It's not difficult, so why make it so?

courty

575 posts

105 months

Saturday 25th July
quotequote all
E-bmw said:
sixor8 said:
You were over thinking this. DVLA only cancel the VED when they are made aware of a change of keeper. Just do that after you both get home.
^^^^ Wot 'e said.

It's not difficult, so why make it so?
It's Car A that's the issue, and it isn't changing keepers, it's presumably SORN. If the OP want's to be road legal, it will need to be taxed, a the tax should be paid for a whole month, even if the car is used on the road for 1 minute of that calander month.

courty

575 posts

105 months

Saturday 25th July
quotequote all
So car A is changing keepers? Just give the new owner the new owner slip number, then the nee owner can tax it before you set off. Then send the V5 with new keeper details or do via the online portal when you get home. If it's all done on the same day it's just splitting hairs to worry about which hour in the day as the date is needed not the time.

E-bmw

13,250 posts

180 months

Sunday 26th July
quotequote all
courty said:
So car A is changing keepers? Just give the new owner the new owner slip number, then the nee owner can tax it before you set off. Then send the V5 with new keeper details or do via the online portal when you get home. If it's all done on the same day it's just splitting hairs to worry about which hour in the day as the date is needed not the time.
OK, I didn't mention car A specifically, but that is what I meant when I agreed with the previous post saying do it when you get home.