Youtube finance channels

[Ecosseven]

Afternoon all,

Over the last few months I've gone down a bit of a rabbit hole of watching various youtube finance / early retirement channels. Some examples include.

Damian talks money
Meaningful money
James Shack
Principles Personal Finance
Level 50 lifestyle.
The rest is money.

All of them provide some really good insights into saving, investments, and early retirement.

Also watched a few of the USA based channels including Dave Ramsay, Erin Talks Money, the Iced Coffee Hour, George Kamel, etc. I would say there is more differing opinions in the USA based channels when compared with the UK content. The levels of consumer debt some Americans are in, and the huge retirement savings others have is eyer-watering / amazing in equal measure!

Just wondering who you watch and if you had any recommendations?

All the best.

[donaircooleone]

Imo at the top of the pile for me would be Ramin Nakisa - Pension Craft. Also with an excellent podcast option.

[The Gauge]

The Donegans

They do a playlist called Rebel Finance 2026 which explains financial investment in a simple way for beginners.

[LeoSayer]

donaircooleone said:

Imo at the top of the pile for me would be Ramin Nakisa - Pension Craft. Also with an excellent podcast option.

My top of the pile is Ben Felix. He is Canadian but very little of his material is Canada specific.

Pension Craft comes a close second and most of it is UK specific.

[Condi]

Most of them seem to say the same thing over and over again.

For most people their personal finances are not that complicated, and if you need specialist advice then you're not going to get it from Youtube.

Beyond the basics it comes down to your own personal risk appetite. Everyone can say the right thing to do is invest in a S+S ISA rather than paying off the mortgage, but it feels much better to own your own place. Everyone can say that putting money into a pension is better than an ISA, but do you want to lock the money away until you're 55/57/58... etc.

[Frimley111R]

Dave Ramsey showcases some utterly mind blowing debt problems of some Americans (if he's the one you were talking about).

[Crumpet]

I watch quite a mix of UK and US channels but find there’s only so much they can talk about before you end up with massive overlap. There are only so many times you can watch a video explaining compound interest, salary sacrifice and global funds.

[Phooey]

I will listen to stuff in the background whilst at work but don't really have any favourites. Some are pure cheese and others are quite informative. Always remember that no-one is doing this stuff for free so DYOR before acting on anything. There's an ocean of grifters out there.

[Mazinbrum]

Andy Hart (Maven Money) podcast is good. Hasn’t recorded one for years but it’s still relevant. Even Pete Mathew said he was the best at explaining the investing world.

[oldaudi]

Felix and Friends is my go to channel.

[SJfW]

Frimley111R said:

Dave Ramsey showcases some utterly mind blowing debt problems of some Americans (if he's the one you were talking about).

Some of his subjects do make you really wonder wtf people were thinking, but I find him a bit hard to stomach in more than small doses.

Serious holier than thou attitude and its his values or nothing.

[Stu R]

Ramsey's core principles are spend less than you earn, avoid debt, just try harder rah rah rah. Beyond that I'd give him a wide berth personally.

I like Ben Felix a lot, sensible and pragmatic enough, Ramit Sethi, The Money Guys, Plain Bagel are all decent. P'raps a tad US centric for PH. James Shack I haven't watched for a while but he always spoke sensibly on retirement and pension stuff. Damien Talks Money seems fine for those newer to personal finance.

Market and economy stuff I really like Patrick Boyle and his wonderful suit collection.

[thekingisdead]

Ask the compound. Highly US centric. But I like the lead guy's (Ben Carlson - a wealth of common sense) holistic views on personal finance & where it fits into life overall.

[Frimley111R]

Stu R said:

Ramsey's core principles are spend less than you earn, avoid debt, just try harder rah rah rah. Beyond that I'd give him a wide berth personally.

I get that but the reality is it really is that simple.

[redstar1]

Frimley111R said:

I get that but the reality is it really is that simple.

You don't get rich by having two pairs of shoes. Sell them!!!

[NerveAgent]

Condi said:

Most of them seem to say the same thing over and over again.

Most of them seem to say nothing over and over again.

Its all very none commital "the numbers show this*, so that might be the best option, in a perfect world devoid of human emotion. But also it might not"

* in a tiny snapshot of time, characterised by western dominance, stability and mass market financial products.

[untakenname]

I like Caleb Hammer's Financial Audit but he seems to be going a bit OTT of late and most the guests seem completely messed up.

[redrabbit29]

NerveAgent said:

Condi said:

Most of them seem to say the same thing over and over again.

Most of them seem to say nothing over and over again.

Its all very none commital "the numbers show this*, so that might be the best option, in a perfect world devoid of human emotion. But also it might not"

* in a tiny snapshot of time, characterised by western dominance, stability and mass market financial products.

That's why I love Damien Talks Money. It's often incredibly well researched and informative. Things like market crashes over the years and how it's barely worth worrying about when you look at long term investing.

I also like BeCleverWithYourCash. It summarises a lot of latest offers into a small video. Things like new amex deals (and points out the small print items which may exclude someone), or best deals for loans. Just really helpful stuff generally.

[okgo]

NerveAgent said:

Most of them seem to say nothing over and over again.

Its all very none commital "the numbers show this*, so that might be the best option, in a perfect world devoid of human emotion. But also it might not"

* in a tiny snapshot of time, characterised by western dominance, stability and mass market financial products.

Most people probably need the basics repeating that many times for any of it to sink in.

[The Gauge]

James Shack does some interesting videos