Allowing another driver for a day to drive a car.
Allowing another driver for a day to drive a car.
Author
Discussion

Ironduke12

Original Poster:

66 posts

162 months

I need to allow a relative to drive my car for a day at the end of the month, I have spoken to my insurer and on principle they allow this as long a it is specific temporary cover as the underwriter doesn't allow dual insurance.

How does this work? Any stand out companies that you have used?


vikingaero

13,326 posts

199 months

If you don't want your own no-claims affected you could use day insurance.

hoodedreeper

897 posts

165 months

I've used a company called Cuvva for day insurance in the past, worth a look

Ironduke12

Original Poster:

66 posts

162 months

vikingaero said:
If you don't want your own no-claims affected you could use day insurance.
Hi, yes sorry I should have been more clearer. That is what they were refering to.

Ian_SW

1,017 posts

115 months

Unless the relative is a much higher risk profile to you (age, points etc), it can be cheaper just to add them as a named driver for the remaining duration of the normal policy. That works only if they hold a GB licence though.

There is obviously a small risk of them crashing and causing you to lose no claims discount, but there is the same risk every time you take the car out yourself. If I thought a relative or friend was at a significantly risk of crashing my car than I was, I'd not be lending it to them!


JQ

6,815 posts

209 months

hoodedreeper said:
I've used a company called Cuvva for day insurance in the past, worth a look
We've used Cuvva multiple times, it's a great product as you only pay for the amount of time driving the car.

Davie

6,244 posts

245 months

Yup, echo the above... have used both Cuvva and RAC day insurance several times previously. Takes a few minutes to arrange, usually under £20 for the day so bit of a no brainer really.

carpet_9000

68 posts

60 months

Do they have their own car and insurance policy? They might have third party cover for driving your car. It's not fully comp but if it's just for a day might be worth the risk.